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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ARSENAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ARSENAL CREDIT UNION |
| Address | 3780 VOGEL ROAD
ARNOLD, MO 63010 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 122 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,712,000 |
| Average Mortgage Loan Amount Applied For | $39,428 |
| Highest Mortgage Loan Amount Applied For | $150,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $197,000 |
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| Home Improvement |
61 | $2,264,000 |
$37,000 | $150,000 |
$76,000 | $166,000 |
| Home Purchase |
2 | $83,000 |
$41,000 | $60,000 |
$117,000 | $118,000 |
| Refinancing |
59 | $2,365,000 |
$40,000 | $114,000 |
$76,000 | $197,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
8 | $302,000 |
$37,000 | $100,000 |
$68,000 | $133,000 |
| Hispanic |
1 | $57,000 |
$57,000 | $57,000 |
$82,000 | $82,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
113 | $4,353,000 |
$38,000 | $150,000 |
$77,000 | $197,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
122 | $4,712,000 |
$38,000 | $150,000 |
$76,000 | $197,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
14 | $476,000 |
$34,000 | $96,000 |
$51,000 | $133,000 |
| Application Withdrawn By Applicant |
7 | $394,000 |
$56,000 | $150,000 |
$55,000 | $97,000 |
| File Closed For Incompleteness |
1 | $32,000 |
$32,000 | $32,000 |
$38,000 | $38,000 |
| Loan Originated |
100 | $3,810,000 |
$38,000 | $125,000 |
$82,000 | $197,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $314,000 |
$34,000 | $96,000 |
$54,000 | $133,000 |
| Debt-To-Income Ratio |
2 | $75,000 |
$37,000 | $65,000 |
$41,000 | $48,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $10,000 |
$10,000 | $10,000 |
$29,000 | $29,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ARSENAL CREDIT UNION by:
Metropolitan Area And
County
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