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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ARTHUR STATE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ARTHUR STATE BANK |
| Address | P.O. BOX 909
WOODRUFF, SC 29388 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 492 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $51,334,000 |
| Average Mortgage Loan Amount Applied For | $198,400 |
| Highest Mortgage Loan Amount Applied For | $1,400,000 |
| Average Applicant Income | $64,566 |
| Highest Applicant Income | $673,000 |
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| Home Improvement |
97 | $2,744,000 |
$28,000 | $145,000 |
$51,000 | $224,000 |
| Home Purchase |
282 | $35,555,000 |
$126,000 | $1,400,000 |
$65,000 | $673,000 |
| Refinancing |
113 | $13,035,000 |
$115,000 | $896,000 |
$86,000 | $602,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $442,000 |
$147,000 | $311,000 |
$92,000 | $124,000 |
| Black or African American |
24 | $829,000 |
$34,000 | $95,000 |
$40,000 | $117,000 |
| Hispanic |
4 | $248,000 |
$62,000 | $107,000 |
$38,000 | $51,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
114 | $17,651,000 |
$154,000 | $1,400,000 |
$0 | $0 |
| Not Provided |
1 | $78,000 |
$78,000 | $78,000 |
$0 | $0 |
| White |
346 | $32,086,000 |
$92,000 | $1,100,000 |
$92,000 | $673,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
492 | $51,334,000 |
$104,000 | $1,400,000 |
$67,000 | $673,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
15 | $975,000 |
$65,000 | $165,000 |
$80,000 | $664,000 |
| Application Denied By Financial Institution |
50 | $3,534,000 |
$70,000 | $250,000 |
$40,000 | $86,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
427 | $46,825,000 |
$109,000 | $1,400,000 |
$70,000 | $673,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ARTHUR STATE BANK by:
Metropolitan Area And
County
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