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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ASI FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
ASI FEDERAL CREDIT UNION |
| Address | 5508 CITRUS BLVD
HARAHAN, LA 70123 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 179 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,751,000 |
| Average Mortgage Loan Amount Applied For | $122,318 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $78,727 |
| Highest Applicant Income | $244,000 |
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| Home Improvement |
2 | $125,000 |
$62,000 | $100,000 |
$55,000 | $89,000 |
| Home Purchase |
98 | $11,698,000 |
$119,000 | $384,000 |
$66,000 | $244,000 |
| Refinancing |
101 | $12,078,000 |
$119,000 | $800,000 |
$60,000 | $200,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $49,000 |
$49,000 | $49,000 |
$36,000 | $36,000 |
| Hispanic |
13 | $2,052,000 |
$157,000 | $800,000 |
$57,000 | $138,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
185 | $21,652,000 |
$117,000 | $521,000 |
$64,000 | $244,000 |
| White |
2 | $148,000 |
$74,000 | $92,000 |
$65,000 | $90,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
201 | $23,901,000 |
$118,000 | $800,000 |
$63,000 | $244,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
32 | $3,989,000 |
$124,000 | $315,000 |
$62,000 | $102,000 |
| Application Denied By Financial Institution |
49 | $5,738,000 |
$117,000 | $800,000 |
$49,000 | $169,000 |
| Application Withdrawn By Applicant |
3 | $416,000 |
$138,000 | $245,000 |
$92,000 | $110,000 |
| File Closed For Incompleteness |
7 | $812,000 |
$116,000 | $248,000 |
$48,000 | $77,000 |
| Loan Originated |
110 | $12,946,000 |
$117,000 | $521,000 |
$70,000 | $244,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
3 | $241,000 |
$80,000 | $100,000 |
$41,000 | $45,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
24 | $2,604,000 |
$108,000 | $280,000 |
$46,000 | $158,000 |
| Debt-To-Income Ratio |
3 | $990,000 |
$330,000 | $800,000 |
$75,000 | $138,000 |
| Employment History |
3 | $161,000 |
$53,000 | $105,000 |
$30,000 | $40,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
3 | $339,000 |
$113,000 | $169,000 |
$48,000 | $79,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $222,000 |
$74,000 | $122,000 |
$44,000 | $65,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ASI FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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