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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ASSOCIATES HOUSING FINANCE
Mortgage Loans and Application Details
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| Mortgage Company Name |
ASSOCIATES HOUSING FINANCE |
| Address | 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
| Agency | Federal Reserve System (FRS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 250 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,370,000 |
| Average Mortgage Loan Amount Applied For | $34,053 |
| Highest Mortgage Loan Amount Applied For | $97,000 |
| Average Applicant Income | $36,327 |
| Highest Applicant Income | $158,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
250 | $8,370,000 |
$37,333 | $97,000 |
$38,428 | $158,000 |
| Refinancing |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| American Indian or Alaskan Native |
2 | $49,000 |
$24,500 | $32,000 |
$95,000 | $158,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
52 | $1,710,000 |
$37,000 | $81,000 |
$26,714 | $60,000 |
| Hispanic |
30 | $1,043,000 |
$38,000 | $81,000 |
$41,285 | $84,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
166 | $5,568,000 |
$33,421 | $97,000 |
$38,315 | $105,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
250 | $8,370,000 |
$37,333 | $97,000 |
$38,428 | $158,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $108,000 |
$33,500 | $55,000 |
$55,000 | $62,000 |
| Application Denied By Financial Institution |
197 | $6,460,000 |
$36,600 | $81,000 |
$35,750 | $85,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
2 | $75,000 |
$37,000 | $49,000 |
$51,000 | $62,000 |
| Loan Originated |
48 | $1,727,000 |
$36,250 | $97,000 |
$39,500 | $158,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ASSOCIATES HOUSING FINANCE by:
Metropolitan Area And
County
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