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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ASTORIA FEDERAL SAVINGS & LOAN
Mortgage Loans and Application Details
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| Mortgage Company Name |
ASTORIA FEDERAL SAVINGS & LOAN |
| Address | 2000 MARCUS AVENUE
LAKE SUCCESS, NY 11042 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 3,590 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,930,182,000 |
| Average Mortgage Loan Amount Applied For | $509,610 |
| Highest Mortgage Loan Amount Applied For | $9,500,000 |
| Average Applicant Income | $10,831 |
| Highest Applicant Income | $6,284,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,431 | $759,721,000 |
$530,000 | $7,320,000 |
$93,000 | $6,284,000 |
| Refinancing |
2,168 | $1,173,733,000 |
$541,000 | $9,500,000 |
$44,000 | $5,500,000 |
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| American Indian or Alaskan Native |
1 | $521,000 |
$521,000 | $521,000 |
$125,000 | $125,000 |
| Asian |
80 | $31,726,000 |
$396,000 | $1,732,000 |
$168,000 | $728,000 |
| Black or African American |
63 | $18,486,000 |
$293,000 | $825,000 |
$88,000 | $325,000 |
| Hispanic |
90 | $24,922,000 |
$276,000 | $680,000 |
$85,000 | $442,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $2,002,000 |
$250,000 | $412,000 |
$79,000 | $119,000 |
| Not applicable |
2,199 | $1,406,500,000 |
$639,000 | $9,500,000 |
$0 | $0 |
| Not Provided |
170 | $68,819,000 |
$404,000 | $2,000,000 |
$111,000 | $899,000 |
| White |
988 | $380,478,000 |
$385,000 | $2,000,000 |
$184,000 | $6,284,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,599 | $1,933,454,000 |
$537,000 | $9,500,000 |
$63,000 | $6,284,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
178 | $95,998,000 |
$539,000 | $5,150,000 |
$195,000 | $1,963,000 |
| Application Denied By Financial Institution |
142 | $83,289,000 |
$586,000 | $7,320,000 |
$124,000 | $941,000 |
| Application Withdrawn By Applicant |
49 | $47,118,000 |
$961,000 | $6,750,000 |
$87,000 | $773,000 |
| File Closed For Incompleteness |
1 | $300,000 |
$300,000 | $300,000 |
$0 | $0 |
| Loan Originated |
1,322 | $686,470,000 |
$519,000 | $6,500,000 |
$129,000 | $6,284,000 |
| Loan Purchased By The Institution |
1,898 | $1,017,007,000 |
$535,000 | $9,500,000 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
9 | $3,272,000 |
$363,000 | $1,033,000 |
$75,000 | $256,000 |
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| Collateral |
43 | $21,465,000 |
$499,000 | $3,900,000 |
$112,000 | $365,000 |
| Credit Application Incomplete |
8 | $3,377,000 |
$422,000 | $1,150,000 |
$169,000 | $575,000 |
| Credit History |
25 | $21,756,000 |
$870,000 | $7,320,000 |
$42,000 | $300,000 |
| Debt-To-Income Ratio |
49 | $24,917,000 |
$508,000 | $1,500,000 |
$135,000 | $496,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $750,000 |
$375,000 | $600,000 |
$164,000 | $240,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
24 | $14,296,000 |
$595,000 | $4,000,000 |
$171,000 | $941,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ASTORIA FEDERAL SAVINGS & LOAN by:
Metropolitan Area And
County
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