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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ATLANTIC CAPITAL FUNDING CORP
Mortgage Loans and Application Details
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| Mortgage Company Name |
ATLANTIC CAPITAL FUNDING CORP |
| Address | 7315 WISCONSIN AVE, SUITE 1250 WEST
BETHESDA, MD 20814 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2004 |
| All Data Years | 2004 |
| Total Number of Mortgage Loan Applications Processed | 60 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,627,000 |
| Average Mortgage Loan Amount Applied For | $233,304 |
| Highest Mortgage Loan Amount Applied For | $950,000 |
| Average Applicant Income | $82,782 |
| Highest Applicant Income | $400,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
19 | $4,947,000 |
$183,600 | $950,000 |
$117,600 | $377,000 |
| Refinancing |
47 | $9,246,000 |
$171,200 | $511,000 |
$77,200 | $400,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,315,000 |
$251,000 | $473,000 |
$147,500 | $189,000 |
| Black or African American |
22 | $5,563,000 |
$207,000 | $950,000 |
$108,500 | $377,000 |
| Hispanic |
7 | $1,577,000 |
$217,333 | $318,000 |
$102,000 | $198,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
10 | $1,802,000 |
$261,333 | $450,000 |
$96,000 | $158,000 |
| White |
22 | $3,936,000 |
$176,500 | $511,000 |
$89,000 | $400,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
59 | $13,415,000 |
$186,000 | $950,000 |
$99,600 | $400,000 |
| FHA-insured (Federal Housing Administration) |
5 | $436,000 |
$89,000 | $137,000 |
$47,000 | $71,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
2 | $342,000 |
$171,000 | $240,000 |
$98,500 | $145,000 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
64 | $13,780,000 |
$175,800 | $950,000 |
$96,600 | $400,000 |
| Application Withdrawn By Applicant |
1 | $276,000 |
$276,000 | $276,000 |
$81,000 | $81,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1 | $137,000 |
$137,000 | $137,000 |
$45,000 | $45,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $52,000 |
$52,000 | $52,000 |
$33,000 | $33,000 |
| Credit Application Incomplete |
1 | $125,000 |
$125,000 | $125,000 |
$158,000 | $158,000 |
| Credit History |
2 | $312,000 |
$156,000 | $196,000 |
$54,000 | $66,000 |
| Debt-To-Income Ratio |
1 | $21,000 |
$21,000 | $21,000 |
$24,000 | $24,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $95,000 |
$95,000 | $95,000 |
$25,000 | $25,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $222,000 |
$222,000 | $222,000 |
$71,000 | $71,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ATLANTIC CAPITAL FUNDING CORP by:
Metropolitan Area And
County
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