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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ATLANTIC NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ATLANTIC NATIONAL BANK |
| Address | 710 GLOUCESTER STREET
BRUNSWICK, GA 31520 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 51 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,223,000 |
| Average Mortgage Loan Amount Applied For | $164,000 |
| Highest Mortgage Loan Amount Applied For | $4,100,000 |
| Average Applicant Income | $148,000 |
| Highest Applicant Income | $756,000 |
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| Home Improvement |
6 | $112,000 |
$18,000 | $40,000 |
$92,000 | $277,000 |
| Home Purchase |
27 | $9,781,000 |
$362,000 | $4,100,000 |
$80,000 | $324,000 |
| Refinancing |
18 | $4,330,000 |
$240,000 | $1,800,000 |
$136,000 | $756,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
3 | $902,000 |
$300,000 | $885,000 |
$161,000 | $324,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
12 | $5,731,000 |
$477,000 | $4,100,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
36 | $7,590,000 |
$210,000 | $1,800,000 |
$130,000 | $756,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
51 | $14,223,000 |
$278,000 | $4,100,000 |
$101,000 | $756,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
1 | $12,000 |
$12,000 | $12,000 |
$18,000 | $18,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
50 | $14,211,000 |
$284,000 | $4,100,000 |
$103,000 | $756,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $12,000 |
$12,000 | $12,000 |
$18,000 | $18,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ATLANTIC NATIONAL BANK by:
Metropolitan Area And
County
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