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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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ATLANTIC STEWARDSHIP BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
ATLANTIC STEWARDSHIP BANK |
| Address | 630 GODWIN AVENUE
MIDLAND PARK, NJ 07432 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 257 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $43,911,000 |
| Average Mortgage Loan Amount Applied For | $176,500 |
| Highest Mortgage Loan Amount Applied For | $1,050,000 |
| Average Applicant Income | $104,500 |
| Highest Applicant Income | $605,000 |
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| Home Improvement |
84 | $5,569,000 |
$66,000 | $360,000 |
$95,000 | $225,000 |
| Home Purchase |
64 | $18,591,000 |
$290,000 | $800,000 |
$112,000 | $340,000 |
| Refinancing |
109 | $19,751,000 |
$181,000 | $1,050,000 |
$121,000 | $605,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $695,000 |
$347,000 | $395,000 |
$139,000 | $145,000 |
| Black or African American |
2 | $330,000 |
$165,000 | $175,000 |
$66,000 | $89,000 |
| Hispanic |
5 | $852,000 |
$170,000 | $250,000 |
$70,000 | $102,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $815,000 |
$407,000 | $415,000 |
$150,000 | $167,000 |
| Not applicable |
2 | $600,000 |
$300,000 | $300,000 |
$18,000 | $37,000 |
| Not Provided |
2 | $440,000 |
$220,000 | $340,000 |
$122,000 | $186,000 |
| White |
242 | $40,179,000 |
$166,000 | $1,050,000 |
$111,000 | $605,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
257 | $43,911,000 |
$170,000 | $1,050,000 |
$110,000 | $605,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
7 | $1,043,000 |
$149,000 | $400,000 |
$107,000 | $235,000 |
| Application Denied By Financial Institution |
18 | $6,127,000 |
$340,000 | $1,050,000 |
$134,000 | $409,000 |
| Application Withdrawn By Applicant |
9 | $2,090,000 |
$232,000 | $365,000 |
$109,000 | $218,000 |
| File Closed For Incompleteness |
5 | $880,000 |
$176,000 | $330,000 |
$81,000 | $114,000 |
| Loan Originated |
218 | $33,771,000 |
$154,000 | $950,000 |
$109,000 | $605,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for ATLANTIC STEWARDSHIP BANK by:
Metropolitan Area And
County
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