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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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AUSTIN BANK TEXAS N. A.
Mortgage Loans and Application Details
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| Mortgage Company Name |
AUSTIN BANK TEXAS N. A. |
| Address | 3400 W. MARSHALL
LONGVIEW, TX 75608 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 668 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $43,562,000 |
| Average Mortgage Loan Amount Applied For | $83,343 |
| Highest Mortgage Loan Amount Applied For | $531,000 |
| Average Applicant Income | $59,187 |
| Highest Applicant Income | $504,000 |
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| Home Improvement |
175 | $2,858,000 |
$16,000 | $100,000 |
$58,000 | $480,000 |
| Home Purchase |
334 | $28,833,000 |
$86,000 | $531,000 |
$71,000 | $504,000 |
| Refinancing |
159 | $11,871,000 |
$74,000 | $492,000 |
$79,000 | $431,000 |
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| American Indian or Alaskan Native |
3 | $191,000 |
$63,000 | $93,000 |
$128,000 | $197,000 |
| Asian |
4 | $438,000 |
$109,000 | $195,000 |
$58,000 | $64,000 |
| Black or African American |
41 | $1,544,000 |
$37,000 | $180,000 |
$50,000 | $240,000 |
| Hispanic |
77 | $2,798,000 |
$36,000 | $130,000 |
$40,000 | $144,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $310,000 |
$310,000 | $310,000 |
$58,000 | $58,000 |
| Not applicable |
69 | $3,365,000 |
$48,000 | $396,000 |
$5,000 | $355,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
473 | $34,916,000 |
$73,000 | $531,000 |
$85,000 | $504,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
668 | $43,562,000 |
$65,000 | $531,000 |
$69,000 | $504,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
86 | $3,945,000 |
$45,000 | $250,000 |
$45,000 | $209,000 |
| Application Withdrawn By Applicant |
11 | $802,000 |
$72,000 | $225,000 |
$41,000 | $130,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
571 | $38,815,000 |
$67,000 | $531,000 |
$74,000 | $504,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $41,000 |
$41,000 | $41,000 |
$48,000 | $48,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
77 | $3,477,000 |
$45,000 | $200,000 |
$45,000 | $209,000 |
| Debt-To-Income Ratio |
8 | $427,000 |
$53,000 | $250,000 |
$46,000 | $95,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for AUSTIN BANK TEXAS N. A. by:
Metropolitan Area And
County
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