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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BALTIMORE AMERICAN MORTAGE INC
Mortgage Loans and Application Details
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| Mortgage Company Name |
BALTIMORE AMERICAN MORTAGE INC |
| Address | 7484 CANDLEWOOD RD STE B-J
HANOVER, MD 21076 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 3,815 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $681,171,000 |
| Average Mortgage Loan Amount Applied For | $147,375 |
| Highest Mortgage Loan Amount Applied For | $1,299,000 |
| Average Applicant Income | $29,968 |
| Highest Applicant Income | $450,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
2,258 | $370,197,000 |
$163,000 | $1,299,000 |
$27,000 | $348,000 |
| Refinancing |
1,557 | $310,974,000 |
$199,000 | $1,200,000 |
$59,000 | $450,000 |
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| American Indian or Alaskan Native |
6 | $1,250,000 |
$208,000 | $492,000 |
$0 | $0 |
| Asian |
126 | $23,828,000 |
$189,000 | $1,024,000 |
$39,000 | $232,000 |
| Black or African American |
907 | $142,596,000 |
$157,000 | $1,200,000 |
$28,000 | $250,000 |
| Hispanic |
713 | $138,084,000 |
$193,000 | $1,040,000 |
$12,000 | $203,000 |
| Native Hawaiin or Other Pacific Islander |
11 | $2,995,000 |
$272,000 | $658,000 |
$17,000 | $104,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
2,052 | $372,418,000 |
$181,000 | $1,299,000 |
$55,000 | $450,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
3,748 | $666,262,000 |
$177,000 | $1,299,000 |
$40,000 | $450,000 |
| FHA-insured (Federal Housing Administration) |
67 | $14,909,000 |
$222,000 | $366,000 |
$73,000 | $208,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
128 | $24,748,000 |
$193,000 | $1,000,000 |
$44,000 | $264,000 |
| Application Denied By Financial Institution |
27 | $3,961,000 |
$146,000 | $524,000 |
$15,000 | $89,000 |
| Application Withdrawn By Applicant |
955 | $171,808,000 |
$179,000 | $1,299,000 |
$27,000 | $450,000 |
| File Closed For Incompleteness |
12 | $3,005,000 |
$250,000 | $1,040,000 |
$49,000 | $94,000 |
| Loan Originated |
2,693 | $477,649,000 |
$177,000 | $1,274,000 |
$45,000 | $395,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BALTIMORE AMERICAN MORTAGE INC by:
Metropolitan Area And
County
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