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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK2
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK2 |
| Address | 909 S MERIDIAN
OKLAHOMA CITY, OK 73108 |
| Agency | Federal Reserve System (FRS) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 144 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $17,498,000 |
| Average Mortgage Loan Amount Applied For | $125,200 |
| Highest Mortgage Loan Amount Applied For | $417,000 |
| Average Applicant Income | $69,200 |
| Highest Applicant Income | $240,000 |
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| Home Improvement |
12 | $600,000 |
$50,000 | $281,000 |
$64,000 | $231,000 |
| Home Purchase |
208 | $25,428,000 |
$122,000 | $770,000 |
$72,000 | $355,000 |
| Refinancing |
99 | $15,837,000 |
$159,000 | $1,400,000 |
$74,000 | $394,000 |
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| American Indian or Alaskan Native |
120 | $11,059,000 |
$92,000 | $360,000 |
$57,000 | $153,000 |
| Asian |
2 | $414,000 |
$207,000 | $241,000 |
$51,000 | $103,000 |
| Black or African American |
2 | $130,000 |
$65,000 | $118,000 |
$69,000 | $84,000 |
| Hispanic |
8 | $796,000 |
$99,000 | $260,000 |
$72,000 | $113,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $129,000 |
$129,000 | $129,000 |
$64,000 | $64,000 |
| Not applicable |
3 | $253,000 |
$84,000 | $157,000 |
$71,000 | $94,000 |
| Not Provided |
17 | $1,988,000 |
$116,000 | $417,000 |
$69,000 | $240,000 |
| White |
166 | $27,096,000 |
$163,000 | $1,400,000 |
$84,000 | $394,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
274 | $38,565,000 |
$140,000 | $1,400,000 |
$76,000 | $394,000 |
| FHA-insured (Federal Housing Administration) |
42 | $3,016,000 |
$71,000 | $195,000 |
$51,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
3 | $284,000 |
$94,000 | $125,000 |
$42,000 | $52,000 |
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| Application Approved But Not Accepted |
1 | $360,000 |
$360,000 | $360,000 |
$96,000 | $96,000 |
| Application Denied By Financial Institution |
54 | $4,207,000 |
$77,000 | $497,000 |
$50,000 | $162,000 |
| Application Withdrawn By Applicant |
12 | $1,578,000 |
$131,000 | $480,000 |
$70,000 | $180,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
252 | $35,720,000 |
$141,000 | $1,400,000 |
$77,000 | $394,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK2 by:
Metropolitan Area And
County
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