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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF COLORADO
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF COLORADO |
| Address | 1609 EAST HARMONY RD
FORT COLLINS, CO 80525-3238 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 969 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $146,194,000 |
| Average Mortgage Loan Amount Applied For | $155,333 |
| Highest Mortgage Loan Amount Applied For | $1,497,000 |
| Average Applicant Income | $259,066 |
| Highest Applicant Income | $9,172,000 |
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| Home Improvement |
38 | $1,212,000 |
$31,000 | $220,000 |
$64,000 | $638,000 |
| Home Purchase |
551 | $87,026,000 |
$157,000 | $1,497,000 |
$131,000 | $9,172,000 |
| Refinancing |
380 | $57,956,000 |
$152,000 | $1,050,000 |
$78,000 | $2,290,000 |
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| American Indian or Alaskan Native |
12 | $589,000 |
$49,000 | $133,000 |
$21,000 | $99,000 |
| Asian |
7 | $843,000 |
$120,000 | $291,000 |
$106,000 | $225,000 |
| Black or African American |
4 | $726,000 |
$181,000 | $218,000 |
$68,000 | $115,000 |
| Hispanic |
88 | $7,344,000 |
$83,000 | $304,000 |
$49,000 | $433,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $57,000 |
$57,000 | $57,000 |
$89,000 | $89,000 |
| Not applicable |
46 | $8,384,000 |
$182,000 | $769,000 |
$194,000 | $4,369,000 |
| Not Provided |
56 | $12,002,000 |
$214,000 | $1,050,000 |
$110,000 | $504,000 |
| White |
755 | $116,249,000 |
$153,000 | $1,497,000 |
$111,000 | $9,172,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
909 | $138,486,000 |
$152,000 | $1,497,000 |
$112,000 | $9,172,000 |
| FHA-insured (Federal Housing Administration) |
46 | $6,170,000 |
$134,000 | $213,000 |
$46,000 | $126,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
10 | $933,000 |
$93,000 | $132,000 |
$33,000 | $41,000 |
| VA-guaranteed (Veterans Administration) |
4 | $605,000 |
$151,000 | $184,000 |
$53,000 | $72,000 |
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| Application Approved But Not Accepted |
11 | $1,444,000 |
$131,000 | $405,000 |
$60,000 | $154,000 |
| Application Denied By Financial Institution |
94 | $10,633,000 |
$113,000 | $1,050,000 |
$54,000 | $381,000 |
| Application Withdrawn By Applicant |
72 | $11,575,000 |
$160,000 | $484,000 |
$86,000 | $360,000 |
| File Closed For Incompleteness |
5 | $977,000 |
$195,000 | $400,000 |
$39,000 | $96,000 |
| Loan Originated |
787 | $121,565,000 |
$154,000 | $1,497,000 |
$117,000 | $9,172,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF COLORADO by:
Metropolitan Area And
County
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