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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF COLORADO
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF COLORADO |
| Address | 1609 EAST HARMONY RD FORT COLLINS, CO 80525 |
| Agency | Federal Reserve System (FRS) |
| Year | 2003 |
| All Data Years | 2003 |
| Total Number of Mortgage Loan Applications Processed | 1,756 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $228,454,000 |
| Average Mortgage Loan Amount Applied For | $127,704 |
| Highest Mortgage Loan Amount Applied For | $1,516,000 |
| Average Applicant Income | $87,788 |
| Highest Applicant Income | $6,362,000 |
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| Home Improvement (one-to-four family) |
114 | $3,070,000 |
$26,000 | $344,000 |
$54,250 | $417,000 |
| Home Purchase (one-to-four family) |
602 | $79,707,000 |
$128,700 | $600,000 |
$76,900 | $6,362,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) |
12 | $4,325,000 |
$360,000 | $1,516,000 |
$0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) |
1,028 | $141,352,000 |
$112,545 | $650,000 |
$57,090 | $2,611,000 |
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| American Indian or Alaskan Native |
5 | $754,000 |
$126,500 | $307,000 |
$48,500 | $100,000 |
| Asian or Pacific Islander |
9 | $1,294,000 |
$143,000 | $312,000 |
$56,000 | $252,000 |
| Black |
6 | $630,000 |
$68,000 | $153,000 |
$41,000 | $56,000 |
| Hispanic |
155 | $15,565,000 |
$108,750 | $323,000 |
$69,750 | $164,000 |
| Information not provided by applicant in mail or telephone application |
16 | $1,825,000 |
$114,000 | $304,000 |
$86,000 | $300,000 |
| Not applicable |
14 | $2,145,000 |
$153,000 | $600,000 |
$699,000 | $6,362,000 |
| Other |
3 | $324,000 |
$108,000 | $200,000 |
$37,000 | $67,000 |
| White |
1,548 | $205,917,000 |
$134,250 | $1,516,000 |
$65,875 | $2,611,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,510 | $198,064,000 |
$122,187 | $1,516,000 |
$64,375 | $6,362,000 |
| FHA-insured (Federal Housing Administration) |
209 | $25,495,000 |
$121,000 | $212,000 |
$40,000 | $266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
37 | $4,895,000 |
$120,500 | $249,000 |
$43,500 | $104,000 |
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| Application Approved But Not Accepted |
39 | $5,056,000 |
$180,200 | $468,000 |
$63,400 | $164,000 |
| Application Denied By Financial Institution |
145 | $12,929,000 |
$95,666 | $385,000 |
$50,333 | $400,000 |
| Application Withdrawn By Applicant |
77 | $8,440,000 |
$114,833 | $290,000 |
$83,333 | $240,000 |
| File Closed For Incompleteness |
5 | $452,000 |
$94,000 | $112,000 |
$100,500 | $250,000 |
| Loan Originated |
1,490 | $201,577,000 |
$111,928 | $1,516,000 |
$62,071 | $6,362,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF COLORADO by:
Metropolitan Area And
County
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