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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF THE CASCADES
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF THE CASCADES |
| Address | 150 NW PACIFIC PARK LANE
BEND, OR 97701 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,283 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $246,659,000 |
| Average Mortgage Loan Amount Applied For | $177,250 |
| Highest Mortgage Loan Amount Applied For | $5,875,000 |
| Average Applicant Income | $127,125 |
| Highest Applicant Income | $1,588,000 |
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| Home Improvement |
70 | $4,747,000 |
$67,000 | $250,000 |
$63,000 | $300,000 |
| Home Purchase |
681 | $137,855,000 |
$202,000 | $5,875,000 |
$94,000 | $1,588,000 |
| Refinancing |
532 | $104,057,000 |
$195,000 | $995,000 |
$83,000 | $922,000 |
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| American Indian or Alaskan Native |
9 | $1,162,000 |
$129,000 | $351,000 |
$65,000 | $188,000 |
| Asian |
20 | $2,757,000 |
$137,000 | $299,000 |
$61,000 | $153,000 |
| Black or African American |
2 | $413,000 |
$206,000 | $253,000 |
$37,000 | $74,000 |
| Hispanic |
22 | $2,952,000 |
$134,000 | $272,000 |
$57,000 | $199,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $591,000 |
$295,000 | $375,000 |
$130,000 | $136,000 |
| Not applicable |
10 | $6,678,000 |
$667,000 | $5,875,000 |
$0 | $0 |
| Not Provided |
46 | $9,679,000 |
$210,000 | $950,000 |
$100,000 | $282,000 |
| White |
1,172 | $222,427,000 |
$189,000 | $1,000,000 |
$89,000 | $1,588,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,255 | $241,223,000 |
$192,000 | $5,875,000 |
$89,000 | $1,588,000 |
| FHA-insured (Federal Housing Administration) |
2 | $278,000 |
$139,000 | $181,000 |
$35,000 | $43,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
24 | $4,724,000 |
$196,000 | $280,000 |
$44,000 | $68,000 |
| VA-guaranteed (Veterans Administration) |
2 | $434,000 |
$217,000 | $271,000 |
$53,000 | $70,000 |
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| Application Approved But Not Accepted |
25 | $5,261,000 |
$210,000 | $575,000 |
$84,000 | $288,000 |
| Application Denied By Financial Institution |
48 | $6,854,000 |
$142,000 | $950,000 |
$42,000 | $144,000 |
| Application Withdrawn By Applicant |
167 | $35,699,000 |
$213,000 | $1,000,000 |
$101,000 | $1,588,000 |
| File Closed For Incompleteness |
3 | $577,000 |
$192,000 | $243,000 |
$63,000 | $88,000 |
| Loan Originated |
1,040 | $198,268,000 |
$190,000 | $5,875,000 |
$88,000 | $922,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF THE CASCADES by:
Metropolitan Area And
County
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