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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF THE WEST
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF THE WEST |
| Address | 2111 W. AIRPORT FREEWAY
IRVING, TX 75062 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 31 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,702,000 |
| Average Mortgage Loan Amount Applied For | $162,444 |
| Highest Mortgage Loan Amount Applied For | $1,070,000 |
| Average Applicant Income | $69,222 |
| Highest Applicant Income | $351,000 |
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| Home Improvement |
7 | $153,000 |
$21,000 | $72,000 |
$108,000 | $331,000 |
| Home Purchase |
19 | $3,949,000 |
$207,000 | $1,070,000 |
$87,000 | $351,000 |
| Refinancing |
5 | $600,000 |
$120,000 | $400,000 |
$65,000 | $130,000 |
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| American Indian or Alaskan Native |
1 | $25,000 |
$25,000 | $25,000 |
$30,000 | $30,000 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $180,000 |
$180,000 | $180,000 |
$144,000 | $144,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $2,735,000 |
$390,000 | $1,070,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
22 | $1,762,000 |
$80,000 | $428,000 |
$117,000 | $351,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
31 | $4,702,000 |
$151,000 | $1,070,000 |
$89,000 | $351,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $499,000 |
$499,000 | $499,000 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $205,000 |
$102,000 | $180,000 |
$87,000 | $144,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
28 | $3,998,000 |
$142,000 | $1,070,000 |
$92,000 | $351,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF THE WEST by:
Metropolitan Area And
County
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