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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK OF WAUSAU
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK OF WAUSAU |
| Address | 2010 STEWART AVE
WAUSAU, WI 54401 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 108 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $9,367,000 |
| Average Mortgage Loan Amount Applied For | $136,500 |
| Highest Mortgage Loan Amount Applied For | $359,000 |
| Average Applicant Income | $38,250 |
| Highest Applicant Income | $210,000 |
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| Home Improvement |
5 | $62,000 |
$12,000 | $30,000 |
$42,000 | $60,000 |
| Home Purchase |
40 | $3,522,000 |
$88,000 | $294,000 |
$51,000 | $210,000 |
| Refinancing |
63 | $5,783,000 |
$91,000 | $359,000 |
$64,000 | $184,000 |
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| American Indian or Alaskan Native |
1 | $155,000 |
$155,000 | $155,000 |
$56,000 | $56,000 |
| Asian |
2 | $75,000 |
$37,000 | $58,000 |
$57,000 | $74,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $129,000 |
$129,000 | $129,000 |
$134,000 | $134,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
10 | $1,189,000 |
$118,000 | $359,000 |
$1,000 | $10,000 |
| Not Provided |
2 | $61,000 |
$30,000 | $56,000 |
$55,000 | $70,000 |
| White |
92 | $7,758,000 |
$84,000 | $350,000 |
$64,000 | $210,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
108 | $9,367,000 |
$86,000 | $359,000 |
$58,000 | $210,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
12 | $766,000 |
$63,000 | $160,000 |
$53,000 | $78,000 |
| Application Withdrawn By Applicant |
9 | $1,122,000 |
$124,000 | $250,000 |
$95,000 | $210,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
87 | $7,479,000 |
$85,000 | $359,000 |
$55,000 | $184,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $75,000 |
$75,000 | $75,000 |
$68,000 | $68,000 |
| Debt-To-Income Ratio |
2 | $105,000 |
$52,000 | $92,000 |
$56,000 | $68,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $192,000 |
$96,000 | $160,000 |
$55,000 | $63,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK OF WAUSAU by:
Metropolitan Area And
County
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