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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANK STAR OF THE LEADBELT
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANK STAR OF THE LEADBELT |
| Address | PO BOX D
PARK HILLS, MO 63601 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 55 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,980,000 |
| Average Mortgage Loan Amount Applied For | $114,333 |
| Highest Mortgage Loan Amount Applied For | $583,000 |
| Average Applicant Income | $115,666 |
| Highest Applicant Income | $384,000 |
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| Home Improvement |
31 | $1,817,000 |
$58,000 | $247,000 |
$64,000 | $170,000 |
| Home Purchase |
85 | $6,538,000 |
$76,000 | $520,000 |
$46,000 | $160,000 |
| Refinancing |
97 | $8,972,000 |
$92,000 | $583,000 |
$60,000 | $384,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
24 | $3,068,000 |
$127,000 | $520,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
189 | $14,259,000 |
$75,000 | $583,000 |
$62,000 | $384,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
213 | $17,327,000 |
$81,000 | $583,000 |
$55,000 | $384,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $6,000 |
$6,000 | $6,000 |
$44,000 | $44,000 |
| Application Denied By Financial Institution |
33 | $1,578,000 |
$47,000 | $180,000 |
$42,000 | $140,000 |
| Application Withdrawn By Applicant |
4 | $270,000 |
$67,000 | $105,000 |
$56,000 | $82,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
175 | $15,473,000 |
$88,000 | $583,000 |
$57,000 | $384,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
5 | $385,000 |
$77,000 | $131,000 |
$32,000 | $64,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
23 | $955,000 |
$41,000 | $180,000 |
$46,000 | $140,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
1 | $10,000 |
$10,000 | $10,000 |
$12,000 | $12,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
2 | $146,000 |
$73,000 | $106,000 |
$30,000 | $36,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $82,000 |
$41,000 | $46,000 |
$44,000 | $57,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANK STAR OF THE LEADBELT by:
Metropolitan Area And
County
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