|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
BANKCHAMPAIGN, N.A.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
BANKCHAMPAIGN, N.A. |
| Address | 2101 SOUTH NEIL STREET
CHAMPAIGN, IL 61820 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 184 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,618,000 |
| Average Mortgage Loan Amount Applied For | $126,846 |
| Highest Mortgage Loan Amount Applied For | $1,100,000 |
| Average Applicant Income | $101,923 |
| Highest Applicant Income | $480,000 |
|
|
|
| Home Improvement |
18 | $2,156,000 |
$119,000 | $592,000 |
$71,000 | $480,000 |
| Home Purchase |
119 | $14,801,000 |
$124,000 | $700,000 |
$86,000 | $678,000 |
| Refinancing |
75 | $9,061,000 |
$120,000 | $1,100,000 |
$86,000 | $389,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
16 | $3,080,000 |
$192,000 | $600,000 |
$178,000 | $678,000 |
| Black or African American |
25 | $1,540,000 |
$61,000 | $96,000 |
$53,000 | $71,000 |
| Hispanic |
2 | $134,000 |
$67,000 | $72,000 |
$37,000 | $50,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $378,000 |
$94,000 | $150,000 |
$0 | $0 |
| Not Provided |
11 | $1,764,000 |
$160,000 | $700,000 |
$125,000 | $232,000 |
| White |
154 | $19,122,000 |
$124,000 | $1,100,000 |
$80,000 | $389,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
212 | $26,018,000 |
$122,000 | $1,100,000 |
$85,000 | $678,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
6 | $695,000 |
$115,000 | $179,000 |
$71,000 | $129,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
1 | $90,000 |
$90,000 | $90,000 |
$7,000 | $7,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
180 | $21,059,000 |
$116,000 | $1,100,000 |
$85,000 | $480,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
18 | $2,852,000 |
$158,000 | $600,000 |
$92,000 | $678,000 |
| Preapproval Denied by Financial Institution |
7 | $1,322,000 |
$188,000 | $700,000 |
$81,000 | $232,000 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $1,176,000 |
$235,000 | $700,000 |
$98,000 | $232,000 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $146,000 |
$73,000 | $88,000 |
$38,000 | $49,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for BANKCHAMPAIGN, N.A. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
