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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKERS FINANCIAL MORTGAGE GRP
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKERS FINANCIAL MORTGAGE GRP |
| Address | 13101 PRESTON ROAD #100
DALLAS, TX 75240 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,281 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $339,378,000 |
| Average Mortgage Loan Amount Applied For | $181,818 |
| Highest Mortgage Loan Amount Applied For | $2,475,000 |
| Average Applicant Income | $121,772 |
| Highest Applicant Income | $1,608,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
1,947 | $267,854,000 |
$137,000 | $2,000,000 |
$104,000 | $1,608,000 |
| Refinancing |
361 | $75,798,000 |
$209,000 | $2,475,000 |
$124,000 | $1,220,000 |
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| American Indian or Alaskan Native |
6 | $1,183,000 |
$197,000 | $664,000 |
$140,000 | $540,000 |
| Asian |
53 | $8,462,000 |
$159,000 | $650,000 |
$114,000 | $401,000 |
| Black or African American |
123 | $13,036,000 |
$105,000 | $362,000 |
$75,000 | $305,000 |
| Hispanic |
163 | $23,573,000 |
$144,000 | $2,475,000 |
$88,000 | $982,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $1,099,000 |
$122,000 | $336,000 |
$91,000 | $156,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
180 | $27,218,000 |
$151,000 | $750,000 |
$105,000 | $570,000 |
| White |
1,774 | $269,081,000 |
$151,000 | $2,000,000 |
$111,000 | $1,608,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,995 | $302,452,000 |
$151,000 | $2,475,000 |
$115,000 | $1,608,000 |
| FHA-insured (Federal Housing Administration) |
262 | $33,637,000 |
$128,000 | $203,000 |
$58,000 | $305,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
3 | $315,000 |
$105,000 | $169,000 |
$58,000 | $90,000 |
| VA-guaranteed (Veterans Administration) |
48 | $7,248,000 |
$151,000 | $339,000 |
$72,000 | $170,000 |
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| Application Approved But Not Accepted |
12 | $3,841,000 |
$320,000 | $2,475,000 |
$148,000 | $982,000 |
| Application Denied By Financial Institution |
8 | $3,238,000 |
$404,000 | $964,000 |
$228,000 | $495,000 |
| Application Withdrawn By Applicant |
97 | $15,650,000 |
$161,000 | $950,000 |
$92,000 | $537,000 |
| File Closed For Incompleteness |
4 | $359,000 |
$89,000 | $126,000 |
$54,000 | $78,000 |
| Loan Originated |
2,185 | $320,349,000 |
$146,000 | $2,000,000 |
$108,000 | $1,608,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $116,000 |
$116,000 | $116,000 |
$38,000 | $38,000 |
| Preapproval Denied by Financial Institution |
1 | $99,000 |
$99,000 | $99,000 |
$49,000 | $49,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
2 | $195,000 |
$97,000 | $98,000 |
$59,000 | $78,000 |
| Debt-To-Income Ratio |
2 | $1,924,000 |
$962,000 | $964,000 |
$267,000 | $267,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKERS FINANCIAL MORTGAGE GRP by:
Metropolitan Area And
County
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