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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKERS TRUST COMPANY, NA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKERS TRUST COMPANY, NA |
| Address | 453 7TH STREET
DES MOINES, IA 50309 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 199 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $22,949,000 |
| Average Mortgage Loan Amount Applied For | $122,533 |
| Highest Mortgage Loan Amount Applied For | $1,011,000 |
| Average Applicant Income | $124,533 |
| Highest Applicant Income | $635,000 |
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| Home Improvement |
7 | $283,000 |
$40,000 | $115,000 |
$97,000 | $252,000 |
| Home Purchase |
127 | $16,613,000 |
$130,000 | $1,011,000 |
$121,000 | $462,000 |
| Refinancing |
65 | $6,053,000 |
$93,000 | $558,000 |
$197,000 | $635,000 |
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| American Indian or Alaskan Native |
1 | $43,000 |
$43,000 | $43,000 |
$137,000 | $137,000 |
| Asian |
5 | $324,000 |
$64,000 | $130,000 |
$200,000 | $415,000 |
| Black or African American |
1 | $53,000 |
$53,000 | $53,000 |
$17,000 | $17,000 |
| Hispanic |
2 | $189,000 |
$94,000 | $115,000 |
$87,000 | $148,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $640,000 |
$160,000 | $330,000 |
$0 | $0 |
| Not Provided |
1 | $395,000 |
$395,000 | $395,000 |
$110,000 | $110,000 |
| White |
185 | $21,305,000 |
$115,000 | $1,011,000 |
$148,000 | $635,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
199 | $22,949,000 |
$115,000 | $1,011,000 |
$145,000 | $635,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
15 | $2,082,000 |
$138,000 | $390,000 |
$118,000 | $415,000 |
| Application Denied By Financial Institution |
2 | $252,000 |
$126,000 | $197,000 |
$69,000 | $89,000 |
| Application Withdrawn By Applicant |
3 | $213,000 |
$71,000 | $92,000 |
$45,000 | $62,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
179 | $20,402,000 |
$113,000 | $1,011,000 |
$150,000 | $635,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $55,000 |
$55,000 | $55,000 |
$89,000 | $89,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $197,000 |
$197,000 | $197,000 |
$50,000 | $50,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKERS TRUST COMPANY, NA by:
Metropolitan Area And
County
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