|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
BANKFINANCIAL, F.S.B.
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
BANKFINANCIAL, F.S.B. |
| Address | 15W060 NORTH FRONTAGE ROAD
BURR RIDGE, IL 60527 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 1,151 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $156,240,000 |
| Average Mortgage Loan Amount Applied For | $65,260 |
| Highest Mortgage Loan Amount Applied For | $5,060,000 |
| Average Applicant Income | $11,961 |
| Highest Applicant Income | $4,812,000 |
|
|
|
| Home Improvement |
8 | $419,000 |
$52,000 | $120,000 |
$61,000 | $140,000 |
| Home Purchase |
852 | $79,547,000 |
$93,000 | $1,673,000 |
$23,000 | $1,080,000 |
| Refinancing |
314 | $79,761,000 |
$254,000 | $5,060,000 |
$85,000 | $4,812,000 |
|
|
| American Indian or Alaskan Native |
8 | $1,007,000 |
$125,000 | $230,000 |
$147,000 | $312,000 |
| Asian |
21 | $6,569,000 |
$312,000 | $950,000 |
$46,000 | $131,000 |
| Black or African American |
104 | $16,823,000 |
$161,000 | $781,000 |
$52,000 | $221,000 |
| Hispanic |
40 | $8,859,000 |
$221,000 | $1,673,000 |
$56,000 | $184,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $324,000 |
$324,000 | $324,000 |
$107,000 | $107,000 |
| Not applicable |
627 | $35,125,000 |
$56,000 | $5,060,000 |
$0 | $132,000 |
| Not Provided |
66 | $18,127,000 |
$274,000 | $2,100,000 |
$137,000 | $4,812,000 |
| White |
307 | $72,893,000 |
$237,000 | $1,275,000 |
$90,000 | $1,080,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,174 | $159,727,000 |
$136,000 | $5,060,000 |
$40,000 | $4,812,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
20 | $4,647,000 |
$232,000 | $1,000,000 |
$322,000 | $4,812,000 |
| Application Denied By Financial Institution |
41 | $10,567,000 |
$257,000 | $740,000 |
$67,000 | $411,000 |
| Application Withdrawn By Applicant |
42 | $15,649,000 |
$372,000 | $1,275,000 |
$81,000 | $312,000 |
| File Closed For Incompleteness |
13 | $3,099,000 |
$238,000 | $665,000 |
$63,000 | $210,000 |
| Loan Originated |
361 | $90,731,000 |
$251,000 | $5,060,000 |
$74,000 | $1,080,000 |
| Loan Purchased By The Institution |
674 | $31,547,000 |
$46,000 | $512,000 |
$8,000 | $375,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
23 | $3,487,000 |
$151,000 | $610,000 |
$39,000 | $93,000 |
|
|
| Collateral |
10 | $3,527,000 |
$352,000 | $725,000 |
$107,000 | $411,000 |
| Credit Application Incomplete |
1 | $700,000 |
$700,000 | $700,000 |
$0 | $0 |
| Credit History |
13 | $2,028,000 |
$156,000 | $680,000 |
$52,000 | $120,000 |
| Debt-To-Income Ratio |
31 | $5,162,000 |
$166,000 | $610,000 |
$37,000 | $108,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
6 | $1,522,000 |
$253,000 | $700,000 |
$54,000 | $91,000 |
| Unverifiable Information |
3 | $1,115,000 |
$371,000 | $740,000 |
$141,000 | $270,000 |
|
Mortgage Loan App Totals for BANKFINANCIAL, F.S.B. by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
