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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKIOWA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKIOWA |
| Address | 230 FIRST STREET EAST
INDEPENDENCE, IA 50644 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 708 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $65,186,000 |
| Average Mortgage Loan Amount Applied For | $122,965 |
| Highest Mortgage Loan Amount Applied For | $6,000,000 |
| Average Applicant Income | $87,344 |
| Highest Applicant Income | $1,492,000 |
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| Home Improvement |
127 | $3,684,000 |
$29,000 | $240,000 |
$60,000 | $186,000 |
| Home Purchase |
373 | $44,640,000 |
$119,000 | $6,000,000 |
$69,000 | $757,000 |
| Refinancing |
222 | $17,790,000 |
$80,000 | $534,000 |
$79,000 | $1,492,000 |
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| American Indian or Alaskan Native |
2 | $59,000 |
$29,000 | $35,000 |
$48,000 | $60,000 |
| Asian |
12 | $644,000 |
$53,000 | $128,000 |
$68,000 | $180,000 |
| Black or African American |
11 | $722,000 |
$65,000 | $167,000 |
$65,000 | $108,000 |
| Hispanic |
5 | $280,000 |
$56,000 | $106,000 |
$49,000 | $82,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
17 | $8,169,000 |
$480,000 | $6,000,000 |
$0 | $0 |
| Not Provided |
2 | $203,000 |
$101,000 | $115,000 |
$62,000 | $81,000 |
| White |
673 | $56,037,000 |
$83,000 | $700,000 |
$73,000 | $1,492,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
712 | $64,838,000 |
$91,000 | $6,000,000 |
$71,000 | $1,492,000 |
| FHA-insured (Federal Housing Administration) |
3 | $215,000 |
$71,000 | $97,000 |
$41,000 | $54,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $156,000 |
$78,000 | $96,000 |
$46,000 | $47,000 |
| VA-guaranteed (Veterans Administration) |
5 | $905,000 |
$181,000 | $201,000 |
$70,000 | $81,000 |
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| Application Approved But Not Accepted |
37 | $3,135,000 |
$84,000 | $262,000 |
$66,000 | $267,000 |
| Application Denied By Financial Institution |
21 | $7,673,000 |
$365,000 | $6,000,000 |
$42,000 | $114,000 |
| Application Withdrawn By Applicant |
6 | $834,000 |
$139,000 | $360,000 |
$83,000 | $267,000 |
| File Closed For Incompleteness |
2 | $128,000 |
$64,000 | $90,000 |
$38,000 | $52,000 |
| Loan Originated |
642 | $53,416,000 |
$83,000 | $700,000 |
$72,000 | $1,492,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
14 | $928,000 |
$66,000 | $100,000 |
$51,000 | $207,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKIOWA by:
Metropolitan Area And
County
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