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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKPLUS
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKPLUS |
| Address | 202 JACKSON STREET
BELZONI, MS 39038 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 3,025 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $310,427,000 |
| Average Mortgage Loan Amount Applied For | $93,513 |
| Highest Mortgage Loan Amount Applied For | $16,000,000 |
| Average Applicant Income | $80,337 |
| Highest Applicant Income | $3,500,000 |
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| Home Improvement |
803 | $15,740,000 |
$19,000 | $1,000,000 |
$46,000 | $289,000 |
| Home Purchase |
1,405 | $203,070,000 |
$144,000 | $16,000,000 |
$79,000 | $3,500,000 |
| Refinancing |
817 | $91,617,000 |
$112,000 | $1,079,000 |
$84,000 | $2,003,000 |
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| American Indian or Alaskan Native |
2 | $234,000 |
$117,000 | $119,000 |
$55,000 | $74,000 |
| Asian |
26 | $3,321,000 |
$127,000 | $376,000 |
$71,000 | $194,000 |
| Black or African American |
602 | $34,072,000 |
$56,000 | $1,000,000 |
$46,000 | $365,000 |
| Hispanic |
15 | $1,372,000 |
$91,000 | $230,000 |
$80,000 | $252,000 |
| Native Hawaiin or Other Pacific Islander |
3 | $528,000 |
$176,000 | $183,000 |
$40,000 | $47,000 |
| Not applicable |
131 | $30,713,000 |
$234,000 | $16,000,000 |
$13,000 | $369,000 |
| Not Provided |
35 | $3,186,000 |
$91,000 | $317,000 |
$75,000 | $247,000 |
| White |
2,211 | $237,001,000 |
$107,000 | $1,079,000 |
$82,000 | $3,500,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,781 | $277,867,000 |
$99,000 | $16,000,000 |
$72,000 | $3,500,000 |
| FHA-insured (Federal Housing Administration) |
198 | $24,735,000 |
$124,000 | $203,000 |
$55,000 | $373,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $37,000 |
$37,000 | $37,000 |
$25,000 | $25,000 |
| VA-guaranteed (Veterans Administration) |
45 | $7,788,000 |
$173,000 | $296,000 |
$69,000 | $190,000 |
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| Application Approved But Not Accepted |
169 | $20,663,000 |
$122,000 | $705,000 |
$75,000 | $750,000 |
| Application Denied By Financial Institution |
333 | $20,230,000 |
$60,000 | $688,000 |
$47,000 | $2,207,000 |
| Application Withdrawn By Applicant |
15 | $2,404,000 |
$160,000 | $570,000 |
$113,000 | $1,000,000 |
| File Closed For Incompleteness |
11 | $1,526,000 |
$138,000 | $600,000 |
$48,000 | $240,000 |
| Loan Originated |
2,497 | $265,604,000 |
$106,000 | $16,000,000 |
$74,000 | $3,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKPLUS by:
Metropolitan Area And
County
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