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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKPLUS, FSB
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKPLUS, FSB |
| Address | 150 S MAIN ST
MORTON, IL 61550 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 315 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $27,225,000 |
| Average Mortgage Loan Amount Applied For | $135,086 |
| Highest Mortgage Loan Amount Applied For | $800,000 |
| Average Applicant Income | $85,304 |
| Highest Applicant Income | $5,528,000 |
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| Home Improvement |
27 | $518,000 |
$19,000 | $45,000 |
$73,000 | $131,000 |
| Home Purchase |
117 | $10,174,000 |
$86,000 | $392,000 |
$66,000 | $252,000 |
| Refinancing |
197 | $18,777,000 |
$95,000 | $800,000 |
$112,000 | $5,528,000 |
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| American Indian or Alaskan Native |
1 | $49,000 |
$49,000 | $49,000 |
$45,000 | $45,000 |
| Asian |
6 | $710,000 |
$118,000 | $210,000 |
$90,000 | $134,000 |
| Black or African American |
5 | $386,000 |
$77,000 | $167,000 |
$82,000 | $98,000 |
| Hispanic |
2 | $172,000 |
$86,000 | $117,000 |
$90,000 | $143,000 |
| Native Hawaiin or Other Pacific Islander |
2 | $826,000 |
$413,000 | $800,000 |
$361,000 | $696,000 |
| Not applicable |
5 | $363,000 |
$72,000 | $128,000 |
$40,000 | $61,000 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
320 | $26,963,000 |
$84,000 | $700,000 |
$92,000 | $5,528,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
341 | $29,469,000 |
$86,000 | $800,000 |
$93,000 | $5,528,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
16 | $1,172,000 |
$73,000 | $122,000 |
$41,000 | $72,000 |
| Application Withdrawn By Applicant |
45 | $3,855,000 |
$85,000 | $210,000 |
$71,000 | $143,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
254 | $22,198,000 |
$87,000 | $800,000 |
$105,000 | $5,528,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
26 | $2,244,000 |
$86,000 | $220,000 |
$45,000 | $94,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
18 | $1,272,000 |
$70,000 | $108,000 |
$47,000 | $86,000 |
| Debt-To-Income Ratio |
18 | $1,671,000 |
$92,000 | $220,000 |
$41,000 | $94,000 |
| Employment History |
5 | $381,000 |
$76,000 | $104,000 |
$40,000 | $61,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $92,000 |
$92,000 | $92,000 |
$38,000 | $38,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKPLUS, FSB by:
Metropolitan Area And
County
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