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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKS OF WISCONSIN
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKS OF WISCONSIN |
| Address | 5117 GREEN BAY RD
KENOSHA, WI 53144 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 206 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $33,570,000 |
| Average Mortgage Loan Amount Applied For | $214,071 |
| Highest Mortgage Loan Amount Applied For | $949,000 |
| Average Applicant Income | $57,285 |
| Highest Applicant Income | $276,000 |
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| Home Improvement |
9 | $234,000 |
$26,000 | $92,000 |
$79,000 | $205,000 |
| Home Purchase |
115 | $18,099,000 |
$157,000 | $920,000 |
$58,000 | $276,000 |
| Refinancing |
82 | $15,237,000 |
$185,000 | $949,000 |
$61,000 | $204,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
2 | $328,000 |
$164,000 | $187,000 |
$9,000 | $18,000 |
| Black or African American |
5 | $698,000 |
$139,000 | $179,000 |
$54,000 | $95,000 |
| Hispanic |
18 | $1,956,000 |
$108,000 | $156,000 |
$41,000 | $94,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
16 | $4,764,000 |
$297,000 | $888,000 |
$33,000 | $137,000 |
| Not Provided |
2 | $1,840,000 |
$920,000 | $920,000 |
$0 | $0 |
| White |
163 | $23,984,000 |
$147,000 | $949,000 |
$67,000 | $276,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
205 | $33,468,000 |
$163,000 | $949,000 |
$60,000 | $276,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
1 | $102,000 |
$102,000 | $102,000 |
$34,000 | $34,000 |
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| Application Approved But Not Accepted |
10 | $1,638,000 |
$163,000 | $338,000 |
$73,000 | $111,000 |
| Application Denied By Financial Institution |
14 | $2,138,000 |
$152,000 | $920,000 |
$32,000 | $94,000 |
| Application Withdrawn By Applicant |
2 | $1,071,000 |
$535,000 | $920,000 |
$29,000 | $59,000 |
| File Closed For Incompleteness |
1 | $128,000 |
$128,000 | $128,000 |
$46,000 | $46,000 |
| Loan Originated |
179 | $28,595,000 |
$159,000 | $949,000 |
$62,000 | $276,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $142,000 |
$142,000 | $142,000 |
$71,000 | $71,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
4 | $367,000 |
$91,000 | $147,000 |
$47,000 | $94,000 |
| Debt-To-Income Ratio |
6 | $1,244,000 |
$207,000 | $920,000 |
$15,000 | $33,000 |
| Employment History |
1 | $112,000 |
$112,000 | $112,000 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
2 | $273,000 |
$136,000 | $150,000 |
$49,000 | $74,000 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKS OF WISCONSIN by:
Metropolitan Area And
County
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