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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKTRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKTRUST |
| Address | 218 EAST BROAD STREET
EUFAULA, AL 36027 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 68 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $5,250,000 |
| Average Mortgage Loan Amount Applied For | $64,333 |
| Highest Mortgage Loan Amount Applied For | $600,000 |
| Average Applicant Income | $78,666 |
| Highest Applicant Income | $293,000 |
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| Home Improvement |
18 | $1,037,000 |
$57,000 | $600,000 |
$49,000 | $164,000 |
| Home Purchase |
32 | $2,568,000 |
$80,000 | $405,000 |
$83,000 | $293,000 |
| Refinancing |
18 | $1,645,000 |
$91,000 | $405,000 |
$85,000 | $293,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
11 | $314,000 |
$28,000 | $85,000 |
$33,000 | $95,000 |
| Hispanic |
1 | $235,000 |
$235,000 | $235,000 |
$55,000 | $55,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $218,000 |
$54,000 | $92,000 |
$158,000 | $275,000 |
| Not Provided |
1 | $1,000 |
$1,000 | $1,000 |
$15,000 | $15,000 |
| White |
51 | $4,482,000 |
$87,000 | $600,000 |
$79,000 | $293,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
68 | $5,250,000 |
$77,000 | $600,000 |
$75,000 | $293,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
11 | $660,000 |
$60,000 | $248,000 |
$40,000 | $124,000 |
| Application Withdrawn By Applicant |
1 | $235,000 |
$235,000 | $235,000 |
$55,000 | $55,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
56 | $4,355,000 |
$77,000 | $600,000 |
$82,000 | $293,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKTRUST by:
Metropolitan Area And
County
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