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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKUSA, F.S.B.
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKUSA, F.S.B. |
| Address | 2222 EAST CAMELBACK ROAD
PHOENIX, AZ 85016 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 17 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $4,948,000 |
| Average Mortgage Loan Amount Applied For | $280,666 |
| Highest Mortgage Loan Amount Applied For | $530,000 |
| Average Applicant Income | $65,666 |
| Highest Applicant Income | $275,000 |
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| Home Improvement |
5 | $1,165,000 |
$233,000 | $394,000 |
$60,000 | $116,000 |
| Home Purchase |
7 | $1,959,000 |
$279,000 | $520,000 |
$90,000 | $275,000 |
| Refinancing |
5 | $1,824,000 |
$364,000 | $530,000 |
$62,000 | $120,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
2 | $335,000 |
$167,000 | $212,000 |
$93,000 | $93,000 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
3 | $1,067,000 |
$355,000 | $530,000 |
$63,000 | $110,000 |
| White |
12 | $3,546,000 |
$295,000 | $520,000 |
$72,000 | $275,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
17 | $4,948,000 |
$291,000 | $530,000 |
$73,000 | $275,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
6 | $1,528,000 |
$254,000 | $417,000 |
$63,000 | $120,000 |
| Application Withdrawn By Applicant |
3 | $1,057,000 |
$352,000 | $520,000 |
$155,000 | $275,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
8 | $2,363,000 |
$295,000 | $530,000 |
$50,000 | $168,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $566,000 |
$283,000 | $340,000 |
$0 | $0 |
| Credit Application Incomplete |
1 | $210,000 |
$210,000 | $210,000 |
$73,000 | $73,000 |
| Credit History |
1 | $212,000 |
$212,000 | $212,000 |
$93,000 | $93,000 |
| Debt-To-Income Ratio |
1 | $417,000 |
$417,000 | $417,000 |
$120,000 | $120,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $123,000 |
$123,000 | $123,000 |
$93,000 | $93,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKUSA, F.S.B. by:
Metropolitan Area And
County
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