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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKVISTA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKVISTA |
| Address | 125 TWIN RIVERS COURT
SARTELL, MN 56377 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 173 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $21,879,000 |
| Average Mortgage Loan Amount Applied For | $123,250 |
| Highest Mortgage Loan Amount Applied For | $650,000 |
| Average Applicant Income | $61,666 |
| Highest Applicant Income | $480,000 |
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| Home Improvement |
3 | $65,000 |
$21,000 | $28,000 |
$55,000 | $80,000 |
| Home Purchase |
140 | $19,476,000 |
$139,000 | $650,000 |
$53,000 | $480,000 |
| Refinancing |
42 | $4,773,000 |
$113,000 | $580,000 |
$73,000 | $264,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $149,000 |
$149,000 | $149,000 |
$38,000 | $38,000 |
| Black or African American |
2 | $303,000 |
$151,000 | $172,000 |
$60,000 | $89,000 |
| Hispanic |
1 | $239,000 |
$239,000 | $239,000 |
$50,000 | $50,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $45,000 |
$45,000 | $45,000 |
$116,000 | $116,000 |
| Not applicable |
9 | $1,635,000 |
$181,000 | $488,000 |
$5,000 | $49,000 |
| Not Provided |
2 | $531,000 |
$265,000 | $342,000 |
$35,000 | $71,000 |
| White |
169 | $21,412,000 |
$126,000 | $650,000 |
$60,000 | $480,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
160 | $20,762,000 |
$129,000 | $650,000 |
$60,000 | $480,000 |
| FHA-insured (Federal Housing Administration) |
8 | $1,028,000 |
$128,000 | $179,000 |
$45,000 | $90,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
14 | $2,003,000 |
$143,000 | $173,000 |
$41,000 | $68,000 |
| VA-guaranteed (Veterans Administration) |
3 | $521,000 |
$173,000 | $237,000 |
$54,000 | $67,000 |
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| Application Approved But Not Accepted |
2 | $194,000 |
$97,000 | $98,000 |
$20,000 | $40,000 |
| Application Denied By Financial Institution |
5 | $657,000 |
$131,000 | $189,000 |
$34,000 | $67,000 |
| Application Withdrawn By Applicant |
2 | $220,000 |
$110,000 | $116,000 |
$31,000 | $33,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
165 | $20,997,000 |
$127,000 | $650,000 |
$59,000 | $480,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
4 | $948,000 |
$237,000 | $580,000 |
$65,000 | $156,000 |
| Preapproval Denied by Financial Institution |
7 | $1,298,000 |
$185,000 | $342,000 |
$48,000 | $71,000 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
5 | $701,000 |
$140,000 | $198,000 |
$44,000 | $53,000 |
| Debt-To-Income Ratio |
5 | $1,020,000 |
$204,000 | $342,000 |
$39,000 | $71,000 |
| Employment History |
1 | $122,000 |
$122,000 | $122,000 |
$25,000 | $25,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKVISTA by:
Metropolitan Area And
County
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