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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANKWEST
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANKWEST |
| Address | 5921 MAIN STREET/P.O. BOX 219
ROCKFORD, MN 55373 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 87 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $11,859,000 |
| Average Mortgage Loan Amount Applied For | $117,909 |
| Highest Mortgage Loan Amount Applied For | $1,700,000 |
| Average Applicant Income | $76,363 |
| Highest Applicant Income | $482,000 |
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| Home Improvement |
35 | $1,043,000 |
$29,000 | $230,000 |
$67,000 | $482,000 |
| Home Purchase |
17 | $3,120,000 |
$183,000 | $325,000 |
$67,000 | $297,000 |
| Refinancing |
35 | $7,696,000 |
$219,000 | $1,700,000 |
$59,000 | $365,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $140,000 |
$140,000 | $140,000 |
$31,000 | $31,000 |
| Hispanic |
1 | $2,000 |
$2,000 | $2,000 |
$26,000 | $26,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
4 | $1,236,000 |
$309,000 | $762,000 |
$0 | $0 |
| Not Provided |
16 | $1,187,000 |
$74,000 | $300,000 |
$56,000 | $169,000 |
| White |
65 | $9,294,000 |
$142,000 | $1,700,000 |
$71,000 | $482,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
86 | $11,738,000 |
$136,000 | $1,700,000 |
$64,000 | $482,000 |
| FHA-insured (Federal Housing Administration) |
1 | $121,000 |
$121,000 | $121,000 |
$73,000 | $73,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
11 | $1,596,000 |
$145,000 | $319,000 |
$79,000 | $192,000 |
| Application Denied By Financial Institution |
16 | $2,813,000 |
$175,000 | $1,700,000 |
$30,000 | $86,000 |
| Application Withdrawn By Applicant |
4 | $820,000 |
$205,000 | $325,000 |
$36,000 | $92,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
56 | $6,630,000 |
$118,000 | $800,000 |
$73,000 | $482,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANKWEST by:
Metropolitan Area And
County
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