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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BANNER BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BANNER BANK |
| Address | 10 SOUTH 1ST STREET
WALLA WALLA, WA 99362 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,868 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $495,552,000 |
| Average Mortgage Loan Amount Applied For | $180,956 |
| Highest Mortgage Loan Amount Applied For | $4,400,000 |
| Average Applicant Income | $97,579 |
| Highest Applicant Income | $1,087,000 |
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| Home Improvement |
128 | $6,646,000 |
$51,000 | $587,000 |
$61,000 | $299,000 |
| Home Purchase |
2,008 | $367,222,000 |
$182,000 | $4,400,000 |
$78,000 | $1,087,000 |
| Refinancing |
732 | $121,684,000 |
$166,000 | $830,000 |
$77,000 | $987,000 |
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| American Indian or Alaskan Native |
14 | $2,008,000 |
$143,000 | $313,000 |
$65,000 | $200,000 |
| Asian |
38 | $7,462,000 |
$196,000 | $760,000 |
$64,000 | $225,000 |
| Black or African American |
14 | $2,632,000 |
$188,000 | $490,000 |
$110,000 | $213,000 |
| Hispanic |
258 | $28,183,000 |
$109,000 | $410,000 |
$45,000 | $184,000 |
| Native Hawaiin or Other Pacific Islander |
9 | $1,298,000 |
$144,000 | $255,000 |
$54,000 | $102,000 |
| Not applicable |
160 | $28,024,000 |
$175,000 | $4,400,000 |
$31,000 | $193,000 |
| Not Provided |
252 | $48,261,000 |
$191,000 | $846,000 |
$89,000 | $603,000 |
| White |
2,123 | $377,684,000 |
$177,000 | $2,660,000 |
$83,000 | $1,087,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,598 | $453,542,000 |
$174,000 | $4,400,000 |
$80,000 | $1,087,000 |
| FHA-insured (Federal Housing Administration) |
170 | $21,558,000 |
$126,000 | $263,000 |
$45,000 | $187,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
6 | $615,000 |
$102,000 | $139,000 |
$35,000 | $47,000 |
| VA-guaranteed (Veterans Administration) |
94 | $19,837,000 |
$211,000 | $417,000 |
$61,000 | $131,000 |
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| Application Approved But Not Accepted |
17 | $3,160,000 |
$185,000 | $508,000 |
$70,000 | $216,000 |
| Application Denied By Financial Institution |
205 | $25,805,000 |
$125,000 | $1,185,000 |
$60,000 | $387,000 |
| Application Withdrawn By Applicant |
272 | $45,436,000 |
$167,000 | $847,000 |
$76,000 | $700,000 |
| File Closed For Incompleteness |
83 | $11,461,000 |
$138,000 | $410,000 |
$56,000 | $199,000 |
| Loan Originated |
2,177 | $396,508,000 |
$182,000 | $4,400,000 |
$82,000 | $1,087,000 |
| Loan Purchased By The Institution |
114 | $13,182,000 |
$115,000 | $416,000 |
$38,000 | $135,000 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BANNER BANK by:
Metropolitan Area And
County
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