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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BAYTREE NATIONAL BANK & TRUST
Mortgage Loans and Application Details
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| Mortgage Company Name |
BAYTREE NATIONAL BANK & TRUST |
| Address | 9 MARKET SQUARE COURT
LAKE FOREST, IL 60045 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 40 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $15,684,000 |
| Average Mortgage Loan Amount Applied For | $279,000 |
| Highest Mortgage Loan Amount Applied For | $2,640,000 |
| Average Applicant Income | $52,800 |
| Highest Applicant Income | $1,378,000 |
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| Home Improvement |
11 | $1,367,000 |
$124,000 | $350,000 |
$84,000 | $186,000 |
| Home Purchase |
12 | $7,197,000 |
$599,000 | $2,640,000 |
$296,000 | $1,378,000 |
| Refinancing |
17 | $7,120,000 |
$418,000 | $1,750,000 |
$111,000 | $434,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $2,640,000 |
$2,640,000 | $2,640,000 |
$1,378,000 | $1,378,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
6 | $2,720,000 |
$453,000 | $1,330,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
33 | $10,324,000 |
$312,000 | $1,750,000 |
$151,000 | $612,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
40 | $15,684,000 |
$392,000 | $2,640,000 |
$159,000 | $1,378,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $495,000 |
$495,000 | $495,000 |
$612,000 | $612,000 |
| Application Denied By Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
39 | $15,189,000 |
$389,000 | $2,640,000 |
$147,000 | $1,378,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BAYTREE NATIONAL BANK & TRUST by:
Metropolitan Area And
County
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