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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BELLCO CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
BELLCO CREDIT UNION |
| Address | 7600 E ORCHARD RD #400N
ENGLEWOOD, CO 80111 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 2,552 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $194,159,000 |
| Average Mortgage Loan Amount Applied For | $98,843 |
| Highest Mortgage Loan Amount Applied For | $694,000 |
| Average Applicant Income | $78,687 |
| Highest Applicant Income | $2,544,000 |
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| Home Improvement |
2,040 | $75,001,000 |
$36,000 | $440,000 |
$90,000 | $1,035,000 |
| Home Purchase |
373 | $73,947,000 |
$198,000 | $720,000 |
$85,000 | $1,000,000 |
| Refinancing |
499 | $98,810,000 |
$198,000 | $694,000 |
$101,000 | $2,544,000 |
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| American Indian or Alaskan Native |
8 | $514,000 |
$64,000 | $153,000 |
$76,000 | $114,000 |
| Asian |
49 | $4,409,000 |
$89,000 | $286,000 |
$82,000 | $195,000 |
| Black or African American |
74 | $7,885,000 |
$106,000 | $631,000 |
$61,000 | $166,000 |
| Hispanic |
220 | $20,270,000 |
$92,000 | $459,000 |
$76,000 | $1,000,000 |
| Native Hawaiin or Other Pacific Islander |
8 | $916,000 |
$114,000 | $270,000 |
$90,000 | $138,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
213 | $30,442,000 |
$142,000 | $520,000 |
$139,000 | $2,124,000 |
| White |
2,340 | $183,322,000 |
$78,000 | $720,000 |
$89,000 | $2,544,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
2,911 | $247,746,000 |
$85,000 | $720,000 |
$91,000 | $2,544,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
1 | $12,000 |
$12,000 | $12,000 |
$64,000 | $64,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
510 | $20,525,000 |
$40,000 | $321,000 |
$90,000 | $470,000 |
| Application Denied By Financial Institution |
453 | $52,048,000 |
$114,000 | $694,000 |
$87,000 | $2,124,000 |
| Application Withdrawn By Applicant |
408 | $85,990,000 |
$210,000 | $720,000 |
$105,000 | $2,544,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
1,541 | $89,195,000 |
$57,000 | $500,000 |
$89,000 | $420,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
174 | $11,154,000 |
$64,000 | $440,000 |
$89,000 | $2,124,000 |
| Credit Application Incomplete |
11 | $1,954,000 |
$177,000 | $355,000 |
$407,000 | $1,000,000 |
| Credit History |
60 | $8,972,000 |
$149,000 | $400,000 |
$74,000 | $360,000 |
| Debt-To-Income Ratio |
115 | $14,114,000 |
$122,000 | $377,000 |
$69,000 | $1,035,000 |
| Employment History |
4 | $149,000 |
$37,000 | $75,000 |
$30,000 | $44,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
66 | $12,500,000 |
$189,000 | $694,000 |
$80,000 | $1,000,000 |
| Unverifiable Information |
22 | $3,185,000 |
$144,000 | $480,000 |
$78,000 | $360,000 |
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Mortgage Loan App Totals for BELLCO CREDIT UNION by:
Metropolitan Area And
County
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