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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BELLCO FEDERAL CREDIT UNION
Mortgage Loans and Application Details
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| Mortgage Company Name |
BELLCO FEDERAL CREDIT UNION |
| Address | 609 SPRING ST
WYOMISSING, PA 19610 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 138 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,666,000 |
| Average Mortgage Loan Amount Applied For | $30,333 |
| Highest Mortgage Loan Amount Applied For | $191,000 |
| Average Applicant Income | $47,333 |
| Highest Applicant Income | $265,000 |
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| Home Improvement |
30 | $540,000 |
$18,000 | $55,000 |
$66,000 | $200,000 |
| Home Purchase |
4 | $322,000 |
$80,000 | $185,000 |
$38,000 | $59,000 |
| Refinancing |
104 | $5,804,000 |
$55,000 | $191,000 |
$70,000 | $265,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
3 | $250,000 |
$83,000 | $136,000 |
$80,000 | $113,000 |
| Black or African American |
1 | $35,000 |
$35,000 | $35,000 |
$86,000 | $86,000 |
| Hispanic |
3 | $239,000 |
$79,000 | $147,000 |
$40,000 | $61,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
131 | $6,142,000 |
$46,000 | $191,000 |
$68,000 | $265,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
138 | $6,666,000 |
$48,000 | $191,000 |
$68,000 | $265,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $415,000 |
$83,000 | $191,000 |
$55,000 | $96,000 |
| Application Withdrawn By Applicant |
2 | $11,000 |
$5,000 | $8,000 |
$75,000 | $104,000 |
| File Closed For Incompleteness |
1 | $10,000 |
$10,000 | $10,000 |
$0 | $0 |
| Loan Originated |
130 | $6,230,000 |
$47,000 | $185,000 |
$69,000 | $265,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $191,000 |
$191,000 | $191,000 |
$60,000 | $60,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $51,000 |
$51,000 | $51,000 |
$96,000 | $96,000 |
| Debt-To-Income Ratio |
3 | $173,000 |
$57,000 | $147,000 |
$40,000 | $48,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BELLCO FEDERAL CREDIT UNION by:
Metropolitan Area And
County
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