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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BENCHMARK BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BENCHMARK BANK |
| Address | 5700 LEGACY DR., STE. 10
PLANO, TX 75024 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 208 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $50,248,000 |
| Average Mortgage Loan Amount Applied For | $214,230 |
| Highest Mortgage Loan Amount Applied For | $860,000 |
| Average Applicant Income | $164,461 |
| Highest Applicant Income | $668,000 |
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| Home Improvement |
5 | $842,000 |
$168,000 | $408,000 |
$149,000 | $240,000 |
| Home Purchase |
173 | $41,196,000 |
$238,000 | $766,000 |
$131,000 | $668,000 |
| Refinancing |
30 | $8,210,000 |
$273,000 | $860,000 |
$178,000 | $668,000 |
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| American Indian or Alaskan Native |
1 | $417,000 |
$417,000 | $417,000 |
$216,000 | $216,000 |
| Asian |
14 | $2,154,000 |
$153,000 | $417,000 |
$53,000 | $102,000 |
| Black or African American |
8 | $2,566,000 |
$320,000 | $440,000 |
$152,000 | $281,000 |
| Hispanic |
4 | $1,107,000 |
$276,000 | $400,000 |
$68,000 | $140,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
14 | $3,422,000 |
$244,000 | $480,000 |
$102,000 | $187,000 |
| White |
167 | $40,582,000 |
$243,000 | $860,000 |
$149,000 | $668,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
208 | $50,248,000 |
$241,000 | $860,000 |
$138,000 | $668,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $1,391,000 |
$231,000 | $371,000 |
$94,000 | $161,000 |
| Application Denied By Financial Institution |
5 | $1,268,000 |
$253,000 | $417,000 |
$80,000 | $178,000 |
| Application Withdrawn By Applicant |
29 | $7,738,000 |
$266,000 | $560,000 |
$132,000 | $294,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
168 | $39,851,000 |
$237,000 | $860,000 |
$143,000 | $668,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BENCHMARK BANK by:
Metropolitan Area And
County
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