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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BENEFICIAL MORTGAGE CORP.
Mortgage Loans and Application Details
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| Mortgage Company Name |
BENEFICIAL MORTGAGE CORP. |
| Address | 1322 F.D. ROOSEVELT AVE.
SAN JUAN, PR 00920 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 195 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $25,624,000 |
| Average Mortgage Loan Amount Applied For | $117,584 |
| Highest Mortgage Loan Amount Applied For | $1,223,000 |
| Average Applicant Income | $75,773 |
| Highest Applicant Income | $1,909,000 |
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| Home Improvement |
1 | $20,000 |
$20,000 | $20,000 |
$14,000 | $14,000 |
| Home Purchase |
81 | $11,026,000 |
$136,000 | $855,000 |
$78,000 | $497,000 |
| Refinancing |
113 | $14,578,000 |
$129,000 | $1,223,000 |
$87,000 | $1,909,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
193 | $24,270,000 |
$125,000 | $855,000 |
$73,000 | $612,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
2 | $1,354,000 |
$677,000 | $1,223,000 |
$974,000 | $1,909,000 |
| White |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
176 | $23,199,000 |
$131,000 | $1,223,000 |
$87,000 | $1,909,000 |
| FHA-insured (Federal Housing Administration) |
17 | $2,213,000 |
$130,000 | $240,000 |
$43,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
2 | $212,000 |
$106,000 | $130,000 |
$36,000 | $51,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
12 | $1,821,000 |
$151,000 | $300,000 |
$71,000 | $254,000 |
| Application Denied By Financial Institution |
28 | $2,956,000 |
$105,000 | $384,000 |
$61,000 | $465,000 |
| Application Withdrawn By Applicant |
22 | $3,254,000 |
$147,000 | $475,000 |
$90,000 | $420,000 |
| File Closed For Incompleteness |
46 | $6,450,000 |
$140,000 | $855,000 |
$89,000 | $497,000 |
| Loan Originated |
87 | $11,143,000 |
$128,000 | $1,223,000 |
$86,000 | $1,909,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BENEFICIAL MORTGAGE CORP. by:
Metropolitan Area And
County
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