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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BENTON BANKING COMPANY
Mortgage Loans and Application Details
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| Mortgage Company Name |
BENTON BANKING COMPANY |
| Address | 219 WARD & COMMERCE STREET
BENTON, TN 37307 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 139 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,796,000 |
| Average Mortgage Loan Amount Applied For | $49,166 |
| Highest Mortgage Loan Amount Applied For | $450,000 |
| Average Applicant Income | $59,166 |
| Highest Applicant Income | $1,180,000 |
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| Home Improvement |
25 | $536,000 |
$21,000 | $93,000 |
$43,000 | $283,000 |
| Home Purchase |
62 | $4,512,000 |
$72,000 | $338,000 |
$79,000 | $1,180,000 |
| Refinancing |
52 | $3,748,000 |
$72,000 | $450,000 |
$48,000 | $254,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $47,000 |
$47,000 | $47,000 |
$136,000 | $136,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
138 | $8,749,000 |
$63,000 | $450,000 |
$60,000 | $1,180,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
139 | $8,796,000 |
$63,000 | $450,000 |
$61,000 | $1,180,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $22,000 |
$22,000 | $22,000 |
$47,000 | $47,000 |
| Application Denied By Financial Institution |
22 | $902,000 |
$41,000 | $100,000 |
$43,000 | $156,000 |
| Application Withdrawn By Applicant |
1 | $30,000 |
$30,000 | $30,000 |
$17,000 | $17,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
115 | $7,842,000 |
$68,000 | $450,000 |
$65,000 | $1,180,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BENTON BANKING COMPANY by:
Metropolitan Area And
County
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