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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BLACKHAWK COMMUNITY CREDIT UNI
Mortgage Loans and Application Details
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| Mortgage Company Name |
BLACKHAWK COMMUNITY CREDIT UNI |
| Address | 2640 W COURT ST
JANESVILLE, WI 53548 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 960 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $112,236,000 |
| Average Mortgage Loan Amount Applied For | $116,259 |
| Highest Mortgage Loan Amount Applied For | $1,067,000 |
| Average Applicant Income | $74,851 |
| Highest Applicant Income | $559,000 |
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| Home Improvement |
10 | $1,298,000 |
$129,000 | $270,000 |
$67,000 | $120,000 |
| Home Purchase |
615 | $79,999,000 |
$130,000 | $708,000 |
$57,000 | $559,000 |
| Refinancing |
581 | $61,646,000 |
$106,000 | $1,067,000 |
$61,000 | $449,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
4 | $346,000 |
$86,000 | $140,000 |
$45,000 | $62,000 |
| Black or African American |
13 | $1,859,000 |
$143,000 | $264,000 |
$82,000 | $184,000 |
| Hispanic |
55 | $6,573,000 |
$119,000 | $205,000 |
$48,000 | $106,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
10 | $1,211,000 |
$121,000 | $292,000 |
$43,000 | $84,000 |
| White |
1,124 | $132,954,000 |
$118,000 | $1,067,000 |
$59,000 | $559,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,206 | $142,943,000 |
$118,000 | $1,067,000 |
$59,000 | $559,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
30 | $4,039,000 |
$134,000 | $265,000 |
$55,000 | $91,000 |
| Application Denied By Financial Institution |
56 | $6,662,000 |
$118,000 | $250,000 |
$51,000 | $133,000 |
| Application Withdrawn By Applicant |
57 | $7,800,000 |
$136,000 | $600,000 |
$58,000 | $236,000 |
| File Closed For Incompleteness |
11 | $902,000 |
$82,000 | $120,000 |
$61,000 | $126,000 |
| Loan Originated |
807 | $92,903,000 |
$115,000 | $1,067,000 |
$63,000 | $559,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
210 | $26,417,000 |
$125,000 | $358,000 |
$49,000 | $165,000 |
| Preapproval Denied by Financial Institution |
35 | $4,220,000 |
$120,000 | $360,000 |
$47,000 | $100,000 |
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| Collateral |
5 | $658,000 |
$131,000 | $250,000 |
$65,000 | $124,000 |
| Credit Application Incomplete |
1 | $100,000 |
$100,000 | $100,000 |
$40,000 | $40,000 |
| Credit History |
51 | $5,748,000 |
$112,000 | $223,000 |
$54,000 | $133,000 |
| Debt-To-Income Ratio |
15 | $2,125,000 |
$141,000 | $360,000 |
$37,000 | $71,000 |
| Employment History |
1 | $186,000 |
$186,000 | $186,000 |
$25,000 | $25,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $96,000 |
$96,000 | $96,000 |
$30,000 | $30,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
1 | $171,000 |
$171,000 | $171,000 |
$91,000 | $91,000 |
| Unverifiable Information |
1 | $110,000 |
$110,000 | $110,000 |
$30,000 | $30,000 |
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Mortgage Loan App Totals for BLACKHAWK COMMUNITY CREDIT UNI by:
Metropolitan Area And
County
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