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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BLUE GRASS SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BLUE GRASS SAVINGS BANK |
| Address | 104 E. MAYNE PO BOX 248
BLUE GRASS, IA 52726 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 48 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $3,537,000 |
| Average Mortgage Loan Amount Applied For | $73,000 |
| Highest Mortgage Loan Amount Applied For | $310,000 |
| Average Applicant Income | $57,000 |
| Highest Applicant Income | $302,000 |
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| Home Improvement |
13 | $355,000 |
$27,000 | $84,000 |
$60,000 | $111,000 |
| Home Purchase |
31 | $2,824,000 |
$91,000 | $310,000 |
$58,000 | $302,000 |
| Refinancing |
18 | $1,309,000 |
$72,000 | $235,000 |
$48,000 | $123,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $4,000 |
$4,000 | $4,000 |
$20,000 | $20,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
7 | $871,000 |
$124,000 | $225,000 |
$0 | $0 |
| Not Provided |
33 | $2,264,000 |
$68,000 | $310,000 |
$69,000 | $302,000 |
| White |
21 | $1,349,000 |
$64,000 | $180,000 |
$55,000 | $120,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
62 | $4,488,000 |
$72,000 | $310,000 |
$55,000 | $302,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
1 | $30,000 |
$30,000 | $30,000 |
$16,000 | $16,000 |
| Application Denied By Financial Institution |
9 | $672,000 |
$74,000 | $180,000 |
$47,000 | $77,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
52 | $3,786,000 |
$72,000 | $310,000 |
$58,000 | $302,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BLUE GRASS SAVINGS BANK by:
Metropolitan Area And
County
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