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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BOONE COUNTY NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BOONE COUNTY NATIONAL BANK |
| Address | 720 E BROADWAY
COLUMBIA, MO 65201 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 940 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $122,561,000 |
| Average Mortgage Loan Amount Applied For | $151,083 |
| Highest Mortgage Loan Amount Applied For | $2,954,000 |
| Average Applicant Income | $266,625 |
| Highest Applicant Income | $6,500,000 |
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| Home Improvement |
57 | $2,813,000 |
$49,000 | $794,000 |
$87,000 | $432,000 |
| Home Purchase |
562 | $84,137,000 |
$149,000 | $2,954,000 |
$101,000 | $1,549,000 |
| Refinancing |
321 | $35,611,000 |
$110,000 | $640,000 |
$142,000 | $6,500,000 |
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| American Indian or Alaskan Native |
3 | $349,000 |
$116,000 | $131,000 |
$37,000 | $45,000 |
| Asian |
10 | $1,471,000 |
$147,000 | $274,000 |
$74,000 | $195,000 |
| Black or African American |
15 | $2,566,000 |
$171,000 | $730,000 |
$129,000 | $850,000 |
| Hispanic |
6 | $941,000 |
$156,000 | $310,000 |
$105,000 | $250,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
28 | $3,351,000 |
$119,000 | $794,000 |
$857,000 | $6,500,000 |
| Not Provided |
212 | $32,142,000 |
$151,000 | $528,000 |
$93,000 | $603,000 |
| White |
666 | $81,741,000 |
$122,000 | $2,954,000 |
$90,000 | $1,981,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
924 | $121,055,000 |
$131,000 | $2,954,000 |
$116,000 | $6,500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
16 | $1,506,000 |
$94,000 | $152,000 |
$32,000 | $61,000 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
21 | $3,607,000 |
$171,000 | $640,000 |
$112,000 | $529,000 |
| Application Denied By Financial Institution |
17 | $1,730,000 |
$101,000 | $310,000 |
$46,000 | $120,000 |
| Application Withdrawn By Applicant |
56 | $6,510,000 |
$116,000 | $417,000 |
$73,000 | $591,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
846 | $110,714,000 |
$130,000 | $2,954,000 |
$118,000 | $6,500,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $1,159,000 |
$105,000 | $310,000 |
$55,000 | $120,000 |
| Debt-To-Income Ratio |
4 | $478,000 |
$119,000 | $205,000 |
$31,000 | $48,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
2 | $93,000 |
$46,000 | $59,000 |
$28,000 | $33,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BOONE COUNTY NATIONAL BANK by:
Metropolitan Area And
County
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