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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BOONVILLE FEDERAL SAVINGS BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BOONVILLE FEDERAL SAVINGS BANK |
| Address | 123 NORTH THIRD STREET
BOONVILLE, IN 47601 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 78 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $8,936,000 |
| Average Mortgage Loan Amount Applied For | $113,500 |
| Highest Mortgage Loan Amount Applied For | $389,000 |
| Average Applicant Income | $65,500 |
| Highest Applicant Income | $452,000 |
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| Home Improvement |
7 | $317,000 |
$45,000 | $195,000 |
$116,000 | $452,000 |
| Home Purchase |
44 | $5,236,000 |
$119,000 | $350,000 |
$55,000 | $151,000 |
| Refinancing |
32 | $3,714,000 |
$116,000 | $389,000 |
$64,000 | $177,000 |
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| American Indian or Alaskan Native |
3 | $352,000 |
$117,000 | $190,000 |
$47,000 | $75,000 |
| Asian |
1 | $275,000 |
$275,000 | $275,000 |
$102,000 | $102,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
79 | $8,640,000 |
$109,000 | $389,000 |
$64,000 | $452,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
83 | $9,267,000 |
$111,000 | $389,000 |
$64,000 | $452,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
22 | $2,433,000 |
$110,000 | $389,000 |
$51,000 | $113,000 |
| Application Withdrawn By Applicant |
12 | $1,030,000 |
$85,000 | $225,000 |
$52,000 | $88,000 |
| File Closed For Incompleteness |
2 | $395,000 |
$197,000 | $350,000 |
$258,000 | $452,000 |
| Loan Originated |
47 | $5,409,000 |
$115,000 | $275,000 |
$65,000 | $177,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
4 | $428,000 |
$107,000 | $195,000 |
$55,000 | $83,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
9 | $1,057,000 |
$117,000 | $389,000 |
$51,000 | $88,000 |
| Debt-To-Income Ratio |
6 | $598,000 |
$99,000 | $175,000 |
$51,000 | $113,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $350,000 |
$116,000 | $217,000 |
$43,000 | $84,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BOONVILLE FEDERAL SAVINGS BANK by:
Metropolitan Area And
County
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