|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
BOURNS EMPLOYEES FCU
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
BOURNS EMPLOYEES FCU |
| Address | 1200 COLUMBIA AVE
RIVERSIDE, CA 92507 |
| Agency | National Credit Union Administration (NCUA) |
| Year | 2005 |
| All Data Years | 2005 |
| Total Number of Mortgage Loan Applications Processed | 95 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $12,359,000 |
| Average Mortgage Loan Amount Applied For | $167,000 |
| Highest Mortgage Loan Amount Applied For | $507,000 |
| Average Applicant Income | $98,300 |
| Highest Applicant Income | $233,000 |
|
|
|
| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
14 | $3,268,000 |
$193,000 | $400,000 |
$78,333 | $126,000 |
| Refinancing |
90 | $11,106,000 |
$145,666 | $507,000 |
$80,666 | $233,000 |
|
|
| American Indian or Alaskan Native |
2 | $282,000 |
$141,000 | $251,000 |
$93,000 | $93,000 |
| Asian |
5 | $298,000 |
$59,000 | $121,000 |
$84,000 | $152,000 |
| Black or African American |
10 | $2,060,000 |
$206,000 | $362,000 |
$68,000 | $126,000 |
| Hispanic |
3 | $517,000 |
$172,000 | $180,000 |
$68,000 | $90,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
14 | $1,692,000 |
$180,000 | $250,000 |
$55,000 | $131,000 |
| Not Provided |
7 | $622,000 |
$176,500 | $300,000 |
$94,000 | $229,000 |
| White |
63 | $8,903,000 |
$149,666 | $507,000 |
$81,666 | $233,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
104 | $14,374,000 |
$153,000 | $507,000 |
$79,333 | $233,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
7 | $1,543,000 |
$183,000 | $400,000 |
$82,000 | $106,000 |
| Application Denied By Financial Institution |
2 | $82,000 |
$41,000 | $57,000 |
$36,500 | $48,000 |
| Application Withdrawn By Applicant |
13 | $1,807,000 |
$158,500 | $300,000 |
$71,000 | $185,000 |
| File Closed For Incompleteness |
1 | $250,000 |
$250,000 | $250,000 |
$85,000 | $85,000 |
| Loan Originated |
81 | $10,692,000 |
$117,000 | $507,000 |
$85,500 | $233,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
1 | $25,000 |
$25,000 | $25,000 |
$25,000 | $25,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for BOURNS EMPLOYEES FCU by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
