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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BRAINTREE COOPERATIVE BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BRAINTREE COOPERATIVE BANK |
| Address | 1010 WASHINGTON STREET BRAINTREE, MA 02184 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 151 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $31,940,000 |
| Average Mortgage Loan Amount Applied For | $254,142 |
| Highest Mortgage Loan Amount Applied For | $1,080,000 |
| Average Applicant Income | $95,428 |
| Highest Applicant Income | $300,000 |
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| Home Improvement |
60 | $8,477,000 |
$141,000 | $800,000 |
$84,000 | $300,000 |
| Home Purchase |
32 | $11,822,000 |
$369,000 | $1,080,000 |
$83,000 | $257,000 |
| Refinancing |
59 | $11,641,000 |
$197,000 | $685,000 |
$80,000 | $203,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
5 | $995,000 |
$199,000 | $308,000 |
$74,000 | $112,000 |
| Hispanic |
1 | $328,000 |
$328,000 | $328,000 |
$70,000 | $70,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $2,489,000 |
$497,000 | $675,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
140 | $28,128,000 |
$200,000 | $1,080,000 |
$85,000 | $300,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
151 | $31,940,000 |
$211,000 | $1,080,000 |
$82,000 | $300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
6 | $607,000 |
$101,000 | $412,000 |
$65,000 | $133,000 |
| Application Denied By Financial Institution |
2 | $720,000 |
$360,000 | $685,000 |
$133,000 | $203,000 |
| Application Withdrawn By Applicant |
7 | $1,969,000 |
$281,000 | $410,000 |
$77,000 | $133,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
136 | $28,644,000 |
$210,000 | $1,080,000 |
$82,000 | $300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BRAINTREE COOPERATIVE BANK by:
Metropolitan Area And
County
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