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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BRIDGE CAPITAL CORPORATION
Mortgage Loans and Application Details
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| Mortgage Company Name |
BRIDGE CAPITAL CORPORATION |
| Address | 27121 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 6,902 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $1,908,337,000 |
| Average Mortgage Loan Amount Applied For | $210,865 |
| Highest Mortgage Loan Amount Applied For | $1,900,000 |
| Average Applicant Income | $77,433 |
| Highest Applicant Income | $1,296,000 |
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| Home Improvement |
5 | $1,157,000 |
$231,000 | $388,000 |
$82,000 | $117,000 |
| Home Purchase |
182 | $49,969,000 |
$274,000 | $1,400,000 |
$123,000 | $821,000 |
| Refinancing |
8,342 | $2,312,206,000 |
$277,000 | $1,950,000 |
$86,000 | $1,500,000 |
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| American Indian or Alaskan Native |
28 | $9,079,000 |
$324,000 | $950,000 |
$105,000 | $240,000 |
| Asian |
178 | $62,551,000 |
$351,000 | $1,360,000 |
$118,000 | $480,000 |
| Black or African American |
667 | $160,112,000 |
$240,000 | $1,200,000 |
$78,000 | $389,000 |
| Hispanic |
732 | $204,431,000 |
$279,000 | $1,200,000 |
$86,000 | $718,000 |
| Native Hawaiin or Other Pacific Islander |
53 | $17,900,000 |
$337,000 | $760,000 |
$112,000 | $372,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
4,094 | $1,141,241,000 |
$278,000 | $1,900,000 |
$82,000 | $1,500,000 |
| White |
2,777 | $768,018,000 |
$276,000 | $1,950,000 |
$94,000 | $996,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
8,529 | $2,363,332,000 |
$277,000 | $1,950,000 |
$87,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
339 | $88,484,000 |
$261,000 | $1,200,000 |
$112,000 | $450,000 |
| Application Denied By Financial Institution |
4,135 | $1,110,805,000 |
$268,000 | $1,950,000 |
$76,000 | $1,500,000 |
| Application Withdrawn By Applicant |
3,116 | $916,939,000 |
$294,000 | $1,820,000 |
$92,000 | $996,000 |
| File Closed For Incompleteness |
6 | $1,677,000 |
$279,000 | $760,000 |
$108,000 | $230,000 |
| Loan Originated |
933 | $245,427,000 |
$263,000 | $1,465,000 |
$107,000 | $821,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
571 | $172,216,000 |
$301,000 | $1,425,000 |
$78,000 | $360,000 |
| Credit Application Incomplete |
14 | $2,571,000 |
$183,000 | $595,000 |
$48,000 | $119,000 |
| Credit History |
2,138 | $561,738,000 |
$262,000 | $1,950,000 |
$74,000 | $1,500,000 |
| Debt-To-Income Ratio |
72 | $22,958,000 |
$318,000 | $1,220,000 |
$69,000 | $480,000 |
| Employment History |
31 | $7,748,000 |
$249,000 | $720,000 |
$80,000 | $240,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
36 | $11,827,000 |
$328,000 | $1,550,000 |
$107,000 | $783,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
381 | $105,634,000 |
$277,000 | $1,243,000 |
$85,000 | $840,000 |
| Unverifiable Information |
9 | $1,371,000 |
$152,000 | $308,000 |
$61,000 | $127,000 |
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Mortgage Loan App Totals for BRIDGE CAPITAL CORPORATION by:
Metropolitan Area And
County
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