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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BRISTOL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BRISTOL BANK |
| Address | 1493 SUNSET DRIVE
CORAL GABLES, FL 33143 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 17 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $6,003,000 |
| Average Mortgage Loan Amount Applied For | $395,750 |
| Highest Mortgage Loan Amount Applied For | $1,115,000 |
| Average Applicant Income | $144,250 |
| Highest Applicant Income | $1,202,000 |
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| Home Improvement |
3 | $85,000 |
$28,000 | $75,000 |
$38,000 | $65,000 |
| Home Purchase |
10 | $3,969,000 |
$410,500 | $1,000,000 |
$195,500 | $1,202,000 |
| Refinancing |
4 | $1,949,000 |
$487,000 | $1,115,000 |
$136,000 | $400,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
1 | $109,000 |
$109,000 | $109,000 |
$40,000 | $40,000 |
| Hispanic |
5 | $1,262,000 |
$252,000 | $424,000 |
$162,000 | $316,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
5 | $1,362,000 |
$272,000 | $610,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
6 | $3,270,000 |
$498,000 | $1,115,000 |
$266,000 | $1,202,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
17 | $6,003,000 |
$388,000 | $1,115,000 |
$173,000 | $1,202,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
2 | $184,000 |
$92,000 | $109,000 |
$31,000 | $40,000 |
| Application Withdrawn By Applicant |
2 | $1,315,000 |
$657,000 | $1,115,000 |
$200,000 | $400,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
13 | $4,504,000 |
$383,500 | $1,000,000 |
$178,500 | $1,202,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
1 | $75,000 |
$75,000 | $75,000 |
$22,000 | $22,000 |
| Debt-To-Income Ratio |
1 | $109,000 |
$109,000 | $109,000 |
$40,000 | $40,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BRISTOL BANK by:
Metropolitan Area And
County
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