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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BROADWAY NATIONAL BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BROADWAY NATIONAL BANK |
| Address | 1177 NE LOOP 410
SAN ANTONIO, TX 78209 |
| Agency | Office of the Comptroller of the Currency (OCC) |
| Year | 2006 |
| All Data Years | 2003 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 631 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $59,334,000 |
| Average Mortgage Loan Amount Applied For | $101,896 |
| Highest Mortgage Loan Amount Applied For | $1,700,000 |
| Average Applicant Income | $161,689 |
| Highest Applicant Income | $2,345,000 |
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| Home Improvement |
321 | $15,750,000 |
$49,000 | $740,000 |
$107,000 | $1,400,000 |
| Home Purchase |
143 | $29,362,000 |
$205,000 | $1,297,000 |
$184,000 | $1,278,000 |
| Refinancing |
167 | $14,222,000 |
$85,000 | $1,700,000 |
$107,000 | $2,345,000 |
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| American Indian or Alaskan Native |
7 | $274,000 |
$39,000 | $80,000 |
$65,000 | $144,000 |
| Asian |
10 | $567,000 |
$56,000 | $149,000 |
$200,000 | $565,000 |
| Black or African American |
15 | $799,000 |
$53,000 | $360,000 |
$92,000 | $336,000 |
| Hispanic |
180 | $8,773,000 |
$48,000 | $498,000 |
$71,000 | $629,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $55,000 |
$55,000 | $55,000 |
$99,000 | $99,000 |
| Not applicable |
7 | $1,553,000 |
$221,000 | $311,000 |
$0 | $0 |
| Not Provided |
62 | $6,093,000 |
$98,000 | $602,000 |
$135,000 | $565,000 |
| White |
349 | $41,220,000 |
$118,000 | $1,700,000 |
$153,000 | $2,345,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
631 | $59,334,000 |
$94,000 | $1,700,000 |
$124,000 | $2,345,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
55 | $2,883,000 |
$52,000 | $275,000 |
$108,000 | $525,000 |
| Application Denied By Financial Institution |
224 | $11,642,000 |
$51,000 | $500,000 |
$81,000 | $1,400,000 |
| Application Withdrawn By Applicant |
37 | $6,182,000 |
$167,000 | $602,000 |
$143,000 | $423,000 |
| File Closed For Incompleteness |
3 | $584,000 |
$194,000 | $360,000 |
$167,000 | $336,000 |
| Loan Originated |
312 | $38,043,000 |
$121,000 | $1,700,000 |
$155,000 | $2,345,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
37 | $3,472,000 |
$93,000 | $500,000 |
$162,000 | $1,400,000 |
| Credit Application Incomplete |
1 | $25,000 |
$25,000 | $25,000 |
$92,000 | $92,000 |
| Credit History |
156 | $5,672,000 |
$36,000 | $167,000 |
$62,000 | $1,356,000 |
| Debt-To-Income Ratio |
10 | $1,188,000 |
$118,000 | $200,000 |
$50,000 | $109,000 |
| Employment History |
1 | $38,000 |
$38,000 | $38,000 |
$43,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
18 | $1,167,000 |
$64,000 | $160,000 |
$98,000 | $270,000 |
| Unverifiable Information |
1 | $80,000 |
$80,000 | $80,000 |
$120,000 | $120,000 |
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Mortgage Loan App Totals for BROADWAY NATIONAL BANK by:
Metropolitan Area And
County
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