|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
BRYANT BANK
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
BRYANT BANK |
| Address | 234 GOODWIN CREST DRIVE
BIRMINGHAM, AL 35209 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2006 |
| All Data Years | 2006 |
| Total Number of Mortgage Loan Applications Processed | 124 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $14,561,000 |
| Average Mortgage Loan Amount Applied For | $164,000 |
| Highest Mortgage Loan Amount Applied For | $1,199,000 |
| Average Applicant Income | $149,285 |
| Highest Applicant Income | $1,300,000 |
|
|
|
| Home Improvement |
12 | $997,000 |
$83,000 | $530,000 |
$83,000 | $198,000 |
| Home Purchase |
68 | $6,062,000 |
$89,000 | $323,000 |
$116,000 | $1,300,000 |
| Refinancing |
44 | $7,502,000 |
$170,000 | $1,199,000 |
$60,000 | $350,000 |
|
|
| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Black or African American |
11 | $545,000 |
$49,000 | $70,000 |
$64,000 | $98,000 |
| Hispanic |
3 | $203,000 |
$67,000 | $80,000 |
$86,000 | $130,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
60 | $8,357,000 |
$139,000 | $1,199,000 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
50 | $5,456,000 |
$109,000 | $435,000 |
$212,000 | $1,300,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
124 | $14,561,000 |
$117,000 | $1,199,000 |
$93,000 | $1,300,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
5 | $131,000 |
$26,000 | $50,000 |
$39,000 | $76,000 |
| Application Withdrawn By Applicant |
0 | $0 |
$0 | $0 |
$0 | $0 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
119 | $14,430,000 |
$121,000 | $1,199,000 |
$95,000 | $1,300,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
3 | $105,000 |
$35,000 | $50,000 |
$52,000 | $76,000 |
| Debt-To-Income Ratio |
2 | $26,000 |
$13,000 | $25,000 |
$21,000 | $26,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for BRYANT BANK by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
