|
|
| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
|
|
|
|
|
|
BUFFALO FSB
Mortgage Loans and Application Details
|
|
|
|
| Mortgage Company Name |
BUFFALO FSB |
| Address | PO BOX 1020
BUFFALO, WY 82834 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2006 |
| All Data Years | 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 153 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $13,698,000 |
| Average Mortgage Loan Amount Applied For | $67,818 |
| Highest Mortgage Loan Amount Applied For | $350,000 |
| Average Applicant Income | $57,818 |
| Highest Applicant Income | $260,000 |
|
|
|
| Home Improvement |
43 | $2,051,000 |
$47,000 | $300,000 |
$63,000 | $135,000 |
| Home Purchase |
56 | $7,150,000 |
$127,000 | $349,000 |
$54,000 | $260,000 |
| Refinancing |
55 | $4,697,000 |
$85,000 | $350,000 |
$61,000 | $135,000 |
|
|
| American Indian or Alaskan Native |
1 | $350,000 |
$350,000 | $350,000 |
$100,000 | $100,000 |
| Asian |
1 | $50,000 |
$50,000 | $50,000 |
$58,000 | $58,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $57,000 |
$57,000 | $57,000 |
$19,000 | $19,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
1 | $16,000 |
$16,000 | $16,000 |
$30,000 | $30,000 |
| White |
150 | $13,425,000 |
$89,000 | $349,000 |
$59,000 | $260,000 |
|
|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
154 | $13,898,000 |
$90,000 | $350,000 |
$59,000 | $260,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Application Approved But Not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Application Denied By Financial Institution |
13 | $1,556,000 |
$119,000 | $200,000 |
$53,000 | $260,000 |
| Application Withdrawn By Applicant |
11 | $1,471,000 |
$133,000 | $240,000 |
$57,000 | $135,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
129 | $10,671,000 |
$82,000 | $350,000 |
$60,000 | $198,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
1 | $200,000 |
$200,000 | $200,000 |
$64,000 | $64,000 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
|
| Collateral |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
8 | $896,000 |
$112,000 | $185,000 |
$67,000 | $260,000 |
| Debt-To-Income Ratio |
4 | $460,000 |
$115,000 | $200,000 |
$30,000 | $36,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
1 | $200,000 |
$200,000 | $200,000 |
$38,000 | $38,000 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
|
Mortgage Loan App Totals for BUFFALO FSB by:
Metropolitan Area And
County
|
|
|
|
|
Copyright ©2008 AllMortgageDetail.com All rights reserved.
|
|
