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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BULLITT COUNTY BANK
Mortgage Loans and Application Details
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| Mortgage Company Name |
BULLITT COUNTY BANK |
| Address | 340 SOUTH BUCKMAN ST PO BOX 127
SHEPHERDSVILLE, KY 40165 |
| Agency | Federal Deposit Insurance Corporation (FDIC) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 69 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $7,001,000 |
| Average Mortgage Loan Amount Applied For | $123,142 |
| Highest Mortgage Loan Amount Applied For | $480,000 |
| Average Applicant Income | $98,285 |
| Highest Applicant Income | $319,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
51 | $5,167,000 |
$181,000 | $480,000 |
$131,666 | $319,000 |
| Refinancing |
22 | $2,068,000 |
$94,000 | $350,000 |
$78,000 | $150,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
1 | $240,000 |
$240,000 | $240,000 |
$100,000 | $100,000 |
| Black or African American |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Hispanic |
1 | $50,000 |
$50,000 | $50,000 |
$40,000 | $40,000 |
| Native Hawaiin or Other Pacific Islander |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not applicable |
19 | $2,066,000 |
$108,000 | $350,000 |
$95,000 | $150,000 |
| Not Provided |
1 | $480,000 |
$480,000 | $480,000 |
$0 | $0 |
| White |
51 | $4,399,000 |
$175,666 | $375,000 |
$133,666 | $319,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
73 | $7,235,000 |
$180,666 | $480,000 |
$136,000 | $319,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
3 | $293,000 |
$97,000 | $144,000 |
$44,000 | $84,000 |
| Application Denied By Financial Institution |
14 | $1,086,000 |
$75,000 | $170,000 |
$36,500 | $80,000 |
| Application Withdrawn By Applicant |
8 | $1,308,000 |
$163,000 | $480,000 |
$60,000 | $119,000 |
| File Closed For Incompleteness |
1 | $100,000 |
$100,000 | $100,000 |
$55,000 | $55,000 |
| Loan Originated |
47 | $4,448,000 |
$231,500 | $375,000 |
$194,000 | $319,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $111,000 |
$111,000 | $111,000 |
$74,000 | $74,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
11 | $747,000 |
$68,500 | $168,000 |
$32,000 | $68,000 |
| Debt-To-Income Ratio |
1 | $170,000 |
$170,000 | $170,000 |
$80,000 | $80,000 |
| Employment History |
1 | $58,000 |
$58,000 | $58,000 |
$18,000 | $18,000 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BULLITT COUNTY BANK by:
Metropolitan Area And
County
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