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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BUSEY BANK FLORIDA
Mortgage Loans and Application Details
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| Mortgage Company Name |
BUSEY BANK FLORIDA |
| Address | 909 W. KIRBY AVE
CHAMPAIGN, IL 61821 |
| Agency | Office of Thrift Supervision (OTS) |
| Year | 2005 |
| All Data Years | 2003 2004 2005 |
| Total Number of Mortgage Loan Applications Processed | 295 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $70,618,000 |
| Average Mortgage Loan Amount Applied For | $223,666 |
| Highest Mortgage Loan Amount Applied For | $1,196,000 |
| Average Applicant Income | $107,333 |
| Highest Applicant Income | $707,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
237 | $58,435,000 |
$246,000 | $1,196,000 |
$116,000 | $707,000 |
| Refinancing |
58 | $12,183,000 |
$210,000 | $780,000 |
$78,000 | $280,000 |
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| American Indian or Alaskan Native |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Asian |
5 | $1,059,000 |
$211,000 | $302,000 |
$63,000 | $116,000 |
| Black or African American |
10 | $1,632,000 |
$163,000 | $251,000 |
$71,000 | $137,000 |
| Hispanic |
19 | $4,181,000 |
$220,000 | $630,000 |
$138,000 | $707,000 |
| Native Hawaiin or Other Pacific Islander |
1 | $176,000 |
$176,000 | $176,000 |
$0 | $0 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
0 | $0 |
$0 | $0 |
$0 | $0 |
| White |
260 | $63,570,000 |
$244,000 | $1,196,000 |
$108,000 | $619,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
295 | $70,618,000 |
$239,000 | $1,196,000 |
$104,000 | $707,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
17 | $4,337,000 |
$255,000 | $566,000 |
$184,000 | $507,000 |
| Application Denied By Financial Institution |
14 | $3,326,000 |
$237,000 | $500,000 |
$71,000 | $180,000 |
| Application Withdrawn By Applicant |
16 | $5,437,000 |
$339,000 | $975,000 |
$123,000 | $530,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
248 | $57,518,000 |
$231,000 | $1,196,000 |
$106,000 | $707,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
2 | $372,000 |
$186,000 | $212,000 |
$62,000 | $78,000 |
| Credit Application Incomplete |
1 | $500,000 |
$500,000 | $500,000 |
$180,000 | $180,000 |
| Credit History |
6 | $1,236,000 |
$206,000 | $262,000 |
$46,000 | $66,000 |
| Debt-To-Income Ratio |
2 | $681,000 |
$340,000 | $387,000 |
$68,000 | $78,000 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
3 | $537,000 |
$179,000 | $283,000 |
$80,000 | $90,000 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BUSEY BANK FLORIDA by:
Metropolitan Area And
County
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