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| $6,295,214,383,000 in Mortgage Loans Applied for in 2006 from 34,105,441 Applications |
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BWC MORTGAGE SERVICES
Mortgage Loans and Application Details
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| Mortgage Company Name |
BWC MORTGAGE SERVICES |
| Address | 3130 CROW CANYON PLACE #170
SAN RAMON, CA 94583 |
| Agency | Department of Housing and Urban Development (HUD) |
| Year | 2006 |
| All Data Years | 2004 2005 2006 |
| Total Number of Mortgage Loan Applications Processed | 981 |
| Total Dollar Amount of Mortgage Loan Applications Processed | $320,521,000 |
| Average Mortgage Loan Amount Applied For | $294,703 |
| Highest Mortgage Loan Amount Applied For | $1,800,000 |
| Average Applicant Income | $135,500 |
| Highest Applicant Income | $1,567,000 |
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| Home Improvement |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Home Purchase |
479 | $140,689,000 |
$293,000 | $1,145,000 |
$131,000 | $770,000 |
| Refinancing |
525 | $188,045,000 |
$358,000 | $1,800,000 |
$129,000 | $1,567,000 |
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| American Indian or Alaskan Native |
2 | $365,000 |
$182,000 | $292,000 |
$98,000 | $98,000 |
| Asian |
27 | $8,741,000 |
$323,000 | $640,000 |
$130,000 | $283,000 |
| Black or African American |
34 | $9,826,000 |
$289,000 | $996,000 |
$126,000 | $282,000 |
| Hispanic |
144 | $43,099,000 |
$299,000 | $800,000 |
$105,000 | $504,000 |
| Native Hawaiin or Other Pacific Islander |
16 | $6,857,000 |
$428,000 | $1,000,000 |
$135,000 | $220,000 |
| Not applicable |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Not Provided |
244 | $75,934,000 |
$311,000 | $1,150,000 |
$115,000 | $1,500,000 |
| White |
537 | $183,912,000 |
$342,000 | $1,800,000 |
$144,000 | $1,567,000 |
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| Conventional (any loan other than FHA, VA, FSA, or RHS loans) |
1,004 | $328,734,000 |
$327,000 | $1,800,000 |
$130,000 | $1,567,000 |
| FHA-insured (Federal Housing Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| VA-guaranteed (Veterans Administration) |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Application Approved But Not Accepted |
121 | $41,287,000 |
$341,000 | $1,800,000 |
$138,000 | $455,000 |
| Application Denied By Financial Institution |
56 | $16,109,000 |
$287,000 | $1,186,000 |
$143,000 | $900,000 |
| Application Withdrawn By Applicant |
8 | $1,982,000 |
$247,000 | $585,000 |
$37,000 | $102,000 |
| File Closed For Incompleteness |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Loan Originated |
819 | $269,356,000 |
$328,000 | $1,520,000 |
$129,000 | $1,567,000 |
| Loan Purchased By The Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Approved but not Accepted |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Preapproval Denied by Financial Institution |
0 | $0 |
$0 | $0 |
$0 | $0 |
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| Collateral |
1 | $177,000 |
$177,000 | $177,000 |
$83,000 | $83,000 |
| Credit Application Incomplete |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Credit History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Debt-To-Income Ratio |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Employment History |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Mortgage Insurance Denied |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Other |
0 | $0 |
$0 | $0 |
$0 | $0 |
| Unverifiable Information |
0 | $0 |
$0 | $0 |
$0 | $0 |
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Mortgage Loan App Totals for BWC MORTGAGE SERVICES by:
Metropolitan Area And
County
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